This is for a story. I'd like the character to be able to use his credit card to charge something, but not be able to use it for a cash advance. Is that situation possible?
Yes, that is up to the credit card issuer. Some people may not qualify for cash advance on the cards.
Yes, that's up to the card issuer.

i plan on going into the Business Workfield. but i was wondering what i should go to college for and what i should become.. im really interested in math(numbers) and i love to take risks and i've always been a business man at heart but im kind of a lazy person
It isn't an easy task to decide on a career mate, i know where your coming from. But you love Maths and thats great.. you got a good choice of well paid jobs. Have you considered being an accountant, or a financial advisor, also being a computer programmer requires math skills. As for the being a lazy person part you will get over that when you are in a job you find interesting and it will inspire you greatly. Good luck mate and good on ya!

We are a very low-income family struggling to get by and we REALLY need to sell this house soon because we have too high payments for our budget right now. We are trying to work with a company in California to get our house sold and so far we have been unsuccessful. Anyone who can help is greatly appreciated at this time. We also have too high Utility Bills for our Budget. Please, anyone who can help please respond! We normally get SSI, but for the month of December we will not be getting any because according to them, my husband's income is too high. We are barely making it. Please help!
There are some places here that will buy anyone's home, regardless of condition - for those in absolute need. HOWEVER - you would be getting a much lower price than appraisal - and if you owe, the dont consider it.

Here in Oklahoma its called "We Buy Ugly Homes" - not you imply yours is ugly - but it may be an out. There are probably similar programs where-ever you live.
If your house is priced way below the comparables on the market, a buyer will come. Make sure it looks great, shows great, and all major repairs are done.
Are you working with an experienced Realtor in your area? Is the company in CA a real estate brokerage or what?
If you haven't done so, call three local Real Estate agencies and ask to have one of their successful Realtors come to give you a CMA (comparative market analysis).
Interview all three agents, decide which one to hire, then LOWER YOUR PRICE TO THE ROCK BOTTOM END OF THE VALUE RANGE!

I got a new roommate without any signed lease, she's stayed 2 weeks and I already have decided I don't want a roommate after all. Can I "evict" her without a 30 day notice since it hasn't even been 30 days and consider it as a house guest under California law? I have no problem refunding her deposit/rent.
Paying rent/deposit makes your roommate a tenant. You must give her a proper 30 day notice. If she fails to move…you would have to have her removed through the courts.
Yes, you can without a thirty day notice. But be civil about it. Giver at least three days to find some where to-go then show her the boot.
If she paid deposit/rent, she's not a guest - she's a tenant.

In my new insurance book it says this "Pre-existing condition exclusions will not apply to the following:
Pregnancy related expenses
Newborns bla bla bla
and other bla stuff"
so is that saying the pregnancy isnt included in pre existing or what? If i conceived before i had health insurance but found out after my health insurance kicked in is that considered a pre existing condition even though i didnt know?
It means, if you're pregnant now, they'll cover it. This is normal on a GROUP health insurance policy through your employer.

Yes, you have a group policy - and on a group policy, pregnancy cannot be considered a preexisting condition.
A group policy cannot include pregnancy as a pre-existing condition whether you knew you were pregnant or not. All maternity costs will be covered from day one. An individual policy will consider it a pre-existing condition and will actually cancel your policy if you are pregnant, even if you didn't know.
Yes and what they do is use the due date the doctors give you that is how they determine if it is pre or not. Good luck fighting insurance companies can be difficult, if you have a good doctor they know what to say and do to get your pregnancy to be covered.

i have a cheque that should arrive on thursday but im heading overseas on tuesday…i need the money to book my return ticket home. my mum said she'd cash it and put it in my account for me so i can draw it out over there, but can she? if she has my bank statements and my cheque (both issued to me), can she put it in my account, or do i have to go in with ID and do it myself?
Anyone can put money in your money in your bank if they have the account details, but they can't withdraw. I doubt your mum can cash your cheque if it's in your name, but she can put in your account for you.

p.s. Thanks for spelling cheque properly. When it's spelled 'check' it drives me nuts.lol.

Please see this link sis….

http://www.microsoft.com/smallbusiness/resources/expert/strauss042006.mspx
There are too many to list! You can advertise online in website classifieds (like Craigslist), print magazines, billboards, on the sides of buses, bus stops…advertising is only limited by your imagination. Personally, I think internet advertising is the most cost effective method that you can track and measure.

I know someone who has not filed tax returns for 4 years…and likely won't do them this year.

He did work off and on throughout these years but doesn't bother to do his taxes. He also owes his ex-wife a vast sum of money for court costs and child support - another reason he evades taxes, because if he is owed anything or gets GST cheques, they would go to her.

How long can he get away with not filing taxes? Does the CRA eventually try to contact him, or trace his SIN#, or anything like that?
If an individual has received T4 slips from an employer, T4a slips from a contractor, or any other slip, it will be in CRA's system. CRA may try to match the slips with an income tax return, but when that will occur is unknown.

You friend can file a voluntary disclosure with CRA which would eliminate penalties, reduce any interest and prevent CRA from pursuing criminal charges. This is the best way your friend can get back onside with CRA.
In the U.S. the minute any income is spotted, it would be garnished or attached by either the state or local courts. If he is earning money under the table that is not taxable, the government does not know. His wife could go back to family court and ask for the investigation into his earnings. If no income is on record, he might be getting government assistance and that could be taken by the court for child support. If he gets paid in cash, she cant do much about it until his SIN pops up on the computer.
He's not filing because he doesn't want to pay his child support. Some friend.

He will be tracked down. The government will take his assets.
Big brother will catch you and interest will be charged you can report this person

Single person.
When someone dies, what they own stands good for what they owe. That means that all of their assets (bank accounts, property, stocks, stuff, etc) must be used to pay off the debt. If there are more assets than debts, the debts must be paid. If there are not enough assets to cover debt, the estate has no value and the debt companies will only get what they can.
When a person dies their assets all go into an estate, whether or not they have a will. This estate is responsible for winding up the deceased's financial obligations. The name on his bank account may be changed to "Estate of John Doe." If he has a will and an executor, the executor will handle all such transactions.

Credit card companies know very well how to collect against estates of dead folks. So call them and inform them of the death, of the name of the personal representative of his estate, and assure them they will be paid. Otherwise, they will come after you with collection procedures.
Only if you are married and both names are on the credit account. Otherwise, you are not liable for their credit card bills. Collections agents will still try to get the money by harassing you but there is no legal obligation.

This Realtor wants me to do the BPO from start to finish that means drive by verify occupancy prior to receiving the BPO, do the walk through and all that stuff and then do the BPO. So he will just get the listing and of course the commission once it sells. It doesn't seem fair to me. He wants me to be his assistant so he will be paying me hourly as well, but I don't know if it's worth it.
That's the going rate for something that is good for nothing. BPO are not worth the paper they are written on. Realtors don't have a clue how to appraise and if your not a licensed realtor your not allow to do them anyway. BPO are like a blind man in a shooting contest. A guess at best.