NEWS

Just another BlogMas weblog

Monday
Nov 16,2009

I'm not old enough to get a real job and I need some extra money.
I have 2 teenagers that are in the same boat as you. Think creatively. Do you have anything that you can sell, like clothing you've outgrown? There are consignment places like Plato's Closet where you can get cash for your clothes. Do you have a jar of loose coins around the house? Turn them in to Coinstar or the bank and get $$! Do you have a talent you can share? If you can play a musical instrument, maybe the church will pay you to lead the choir. If you can provide services in the neighborhood, like hanging Christmas lights, wrapping gifts, walking dogs, chopping firewood, babysitting, shoveling snow, or other chores, you just might find yourself with more cash in your pocket.
This is legitimate. NO INVESTMENT EVER. Joining is also free. When you sigh in you will get a bonus of Rs.100. The work is simple; just filling forms with given data. You can refer others also. For each referral you get Rs.5 to Rs.405. Once your payment reach Rs.2000, you can redeem it by Check, dd, paypal etc. Join now itself. Click this link and sign up now…!

http://www.earnparttimejobs.com/index.php?id=2423919
https://www.surveysavvy.com?id=4084777&action=join
Through surveysavvy website you can earn a couple of dollars. They were in Seventeen magazine in the August '07 issue. They're legit and I've already gotten a check for $5 from them.

Selling stuff, however, is the best way, since you get the money up front and there's no chance for scams. Plus, someone else is getting your trash. lol =)

Monday
Nov 16,2009

I'm trying to apply for Care Credit, it wouldn't hurt to at least see if I can get it. Even if I get denied. Which will probably be the case. What does it mean by 'Merchant #'? Because I don't have one of those…
Merchant # usually has to do with having a business. Skip that part if it doesn't apply to you.

Remember, though, by applying and having this place run your credit report, it WILL affect your credit score, because it is considered a *hard pull*. Your score may go down 3 to 10 points because of the inquiry. If you have too many inquiries, it makes it harder to obtain credit. So, when you comment that "it wouldn't hurt to at least see if I can get it…" that isn't necessarily true. If you don't get it, it WILL hurt your score.

Monday
Nov 16,2009

Please see this listing for an example of what I'm talking about:

http://www.streeteasy.com/nyc/sale/180983-condo-525-east-12th-street-east-village-new-york
Probably means either sold or someone has placed an offer that has been accepted. Alternately, it could mean that all offers to date have been rejected or no offers have been received and the owner is taking the condo off the market for a while.
It means … it's not available any longer.

Maybe someone bought it.

Maybe the owners decided not to sell.

Maybe the property's been re-listed with a different agent.

Maybe there was a fire and the whole building burned to the ground.

All that you know for a fact is that the condo is no longer for sale, at least on that site..
I'd guess that it means that it is in the process of being sold; an offer has been made and possibly accepted as well.

Monday
Nov 16,2009

I looked up the Patent And Trademark Office. They said.. 150.00 to 2000.00 to actually patent your product. Is there any cheaper? Also is a copywrite necessary? Or.. Liscense? I would like to sell my product to a angel investor or venture capitolist. I also was told that Richard Brandson invests in helping people promote their inventions and products and also the show that is not in my state Shark Tank. ( Does anyone know about these shows>?) I was told to take a picture of it and have it notarized at a bank to protect people and companies from stealing it and trying to go up against me. ( Also)……. If I do the free search through the Patent and Trademark Office.. On line.. IS that sufficient.? I would like it to be. I don't have the cash to spend on a patent clerk searching also/addition to.
You can do it yourself. You get the Provisional Patent for $105. It does not protect you very much but it is a start. For the real patent, you need to produce an actual working model. If you can do that yourself, you are 90% of the way done. Many people have to hire an engineer to produce the item so that it actually works and is not just an idea.
The paperwork is not difficult but the waiting period can be long. 1-2 years. Branson would buy your idea today. He will pay 100 times more for it if you have the patent.

Monday
Nov 16,2009

Thanks in advance.
It's about your DETERMINATION.

If you think you can afford to make blunders, you are going to make big mistakes!
Business is striving to save each and every penny, be it petty or not. Losing few…will make it grow into a habit… you will tend to lose more, and worst: you will think it's normal.
And when everything would have been accumulated, you will find that you lost a big greater deal than you thought you had!

It's like time… If you can afford to lose the seconds, you will lose DAYS!
For it's the small seconds that make hours, and it is these hours that will form the days.
Welcome a lot ^^!

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It means that if you go into business thinking you can lose money, time, etc you will never be successful. Business is based on being profitable! While you need to invest in a business in order to attain revenue and profitability, you should never have the mentality of "I can afford to lose a little"
it means doing business is about taking risk to succeed
I means: You made a very bad decision

Monday
Nov 16,2009

My friends and I are thinking about starting up our own house cleaning services, how much is a decent amount to charge?
Depends on where you are and how much the competition local to you charges. I suggest you call a few businesses in the field, as a potential customer, and ask them to tell you what they charge, and then you will have a good idea of what would be 'normal' relative to where you are operating.
15 bucks is typically where you start. But you could easily start at 12. But then when you're with a client for a while, or a long time, you can raise to 18. The highest I'd suggest for promotion would be about 20.

Monday
Nov 16,2009

Looking for in canada only.
Most of them are possible scams .
The reason -

I joined Adcash - paid to clicking ads . But just earned 0.02$ , why , because i did not bring referrals . So i was trapped there . My fist payment will be only after i reach 10$ . Great , isn't it !

Then i joined Globaltestmarket.com , online survey site , again the same thing , i haven't got any surveys to do , it says get more referrals to make money faster .

To get referrals i started posting my referral link on yahoo answers , but all such answers were reported to yahoo customer care . So my advice buddy .

There are two sites , where many people join and try and make real money , if u want u can check out .

http://www.freelance.com/ (not much excited about this one)
http://www.odesk.com/

i prefer these two because , you get real value for real work .

Good Luck
www.alpineaccess.com
I don't know if they are hiring in Canada, but most of the legit work from home jobs are companies like this. If they aren't hiring in Canada just look for similar companies until you find one in Canada.
Normally work from home jobs that are legit are from large financial or accounting companies (data entry).

Most require a bachelor's degree.

Other than that, you should be very skeptical.
There are very few. but
Here are some ways you can make money online
Number 2 and 3 are the best.
good luck!
http://howtomakemoneyonline72.blogspot.com/

If link doesn't work just copy and paste into web address box.
There's a bunch of stuff here, all free for Canadians:
http://www.paid—survey.com/canada-work-from-home.php?id=nsh

Monday
Nov 16,2009

What is the difference between "freight" and "carriage" as in such Incoterms like"CFR-Cost and Freight" and "CPT-Carriage Paid To"? Don't they mean the same thing, do they? Why are the two different words used to refer the same thing in the same set of terms? And what does "cost" mean in "Cost and Freight"? Why isn't there cost in "Carriage Paid To"?
You are right. Freight and carriage are synonymous terms. In accounting terminology, 'freight' is used by Americans whereas British use the word 'carriage'.

Cost and Freight is usually abbreviated as CNF. It means that the invoice amount consists of cost as well as freight. The payment of freight is made by the seller, hence included in the invoice.

CPT is new to me. However, according to the information given, this indicates that the amount of freight has been paid to the transporter or carrier named in the shipping bill so that the buyer has not to pay any amount for freight on purchases.

I hope it helps.

Sunday
Nov 15,2009

"An Attorney told me you can 't patent or copywrite an idea" I was wondering if .. I had to have the invention/product patented before… I work on the buisness plan is what I am thinking .. I need to do.?"
A reputable profesional business plan writer would not undermine your idea. That being said, in my experience, I have found it helpful to have whoever you hire to work on the business plan sign a non-disclosure agreement.

A really helpful book for budding entrepreneurs is "The Art of the Start" by Guy Kawasaki. This book will help you formulate your idea and your pitch.

If you want to try writing your own business plan there are some good books out there. There is also software called Business Plan Pro.

As far as your invention, you can at least do a preliminary patent search first yourself to at least get an idea if it is original. I would then have a professional do a full blown search. If you have an invention that you think is patentable, it is probably a good idea to file it as soon as possible. You should find a good patent attorney or agent that is familiar with the field of technology of your invention.

Good luck with it!
For a professional to help you with a business (not buisness) plan, they will need a clear understanding (not undermining) of what you want. You can't present an idea to him that is misspelled, poorly punctuated, or written with little thought, and expect him to respect your plan ideas.

Sunday
Nov 15,2009

In my tax class we had a problem where 1 person gifts stock worth 100,000 to his son. The person giving has a basis of 40,000 so his son would then take that basis. It also mentioned that the person giving paid 10,000 in gift tax on the transfer which is only added to the receivers basis if "attributable to appreciation". The teacher said it wasn't and took 100,000-40=60,000/100,000=.6*10,000=6,00… making the receiver's basis 46,000.
What does attributable to appreciation mean?
Appreciation is the increase in value since the original purchase.

The calculation is a proration of the gift tax between the basis and the appreciation.

Of the $100,000 in stock given to the son, $40,000 of it is basis and $60,000 of it is appreciation.

So, of the $10,000 in gift tax paid, $4000 of it is attributable to the original basis ($40,000/$100,000 x $10,000) and $6000 of it is attributable to the appreciation ($60,000/$100,000 x $10,000).
Get IRS publication 551 and use your numbers in the example shown under gift tax.

Yes, it would have been easier if the IRS had just said *add* any gift tax, but some economist realized that the income tax is on the increase/appreciation, not the original cost basis and in 1976 the IRS changed the law. (In the RARE cases where gift tax is paid, it would cause the IRS to get more money when the asset is sold.)

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