A/R = "Accounts Receivable". It's a bookkeeping term referring to open invoices (money owed to the company.)

In this context, it means that there's some bookkeeping involved for this job.
Accounts Receivable. It is money that is owed to a company for services or goods provided.

You may also run into A/P which stands for Accounts Payable. That is money owed by the company to others for receiving services or goods.
A/R experience stands for "Accounts Receivable". Essentially collecting money owed to the company.
if you don't know, then you don't have the experience. Plain and simple.

It is part of a project management class (what process can you use to optimize the return on products?) Thanks!
The money spent producing a product, if kept low, will increase the return of the investment.
Keeping cost low could mean lesser quality materials used, Lower cost labor. Increase productivity. (by offering incentives.)
Cutting out the middle man. Spending less on advertisement.
In other words; get more bang for your buck.(as the producer)
.
Get the most out of the earnings, or earn as much as you can. You OPTIMIZE, or improve, the RETURN, or earnings, of the products.
open a dictionary and see what the word optimize means…oooo…look….fascinating….a meaning of a word can do wonders when trying to understand it in a sentence…

Discover sent me something saying "As a Preferred Cardmember with our esteemed "5.0 Superior" rating, you could pay off $15,000 in high interest loans with the special Discover(R) Personal Loan program."

1. Does this mean that Discover thinks that I owe "$15,000 in high interest loans"? I did not know about this debt. Should I check my credit report to see who is reporting that I owe this much? Or does Discover just mean that, if I had that much in high interest loans, then I would be able to pay off the debt, not that I actually do owe that much?

2. What does "5.0 Superior" mean? What is the formula to convert a Discover rating into a FICO score?
It only means that they think $15,000 will get your attention. 5.0 means absolutely nothing. It's just a marketing gimmick. They send the exact same mail to thousands of cardholders every week, just trying to sell high interest loans.

Only after you apply do they check your real credit rating and deciede how much they can lend you and what rate they will charge.
Unless you get a bill, then no you don't owe that lol.
In today's economy, it seems that everyone is in debt, so it would appear that discover is trying to use that as a marketing ploy, so people who have high interest loans can get a lower interest loan to play off the higher loan with.
I have no Idea what 5.0 Superior means. what I do know is they put that in there to make it sound more impressive.
I have a answer your first question:
NO, YOU DON'T OWE THEM $15,000 dollars. If you had a $15k debt then you could enter the personal loan program to clear your debt but pay high interest rate.

Pros: Clearing all your debt you owe.

Con's: owing Discover $15,000 high interest. -

I don't have an answer to your second question- Sorry

Wow!
I truly thank God I have a job right now! But am I the only one that is bothered by this? Please tell me.

Many employers are now starting to do credit checks on applicants and basing their hiring decision based on this!

First off with the poor economy many Americans are having a had time simply keeping up. Many have lost their jobs due to lay-offs. I don't know about you but I can't be with out a job for no more than 3 months.

READ THIS:
"Employers reviewing a credit report want to see that the applicant is financially stable, not overextended, and meeting his or her obligations in a responsible manner," says Sam Davidson, customer service manager with Bills.com.

The credit information is important, Meschke adds, when comparing two applicants. "If, for example, an applicant reports a significant level of personal debt obligations or credit delinquencies that might distract that person from his/her job responsibilities, then a hiring entity may take that information into consideration when comparing such an applicant to another comparative candidate without such distractions."

I feel that if you have bills to pay, this will motivate ANYONE to bust their A$$ and make that money. Do you agree? Even to be a Law enforcement officer! They would rather hire someone that has previous gang association than to hire someone with a fico score of under 600. Next they'll start juding people that have experiance divorce cause they can't consintrate on their work…. PLEASE!

We are all human and $hit happens. I realize that some people ARE irresponsible and spend more than what they can, but seriously… People need to work to survive and to be judged based on this especially with there difficult economic times is just not right.

PEACE!
It's ridiculous! They should be allowed to check your criminal records, past job performances and your ability to do the job applied for and not your credit report.
The company has to look out for its shareholders in the base way possible. If studies have been done that indicate high credit score = good employee, why not use that to your advantage (until congress passes laws saying you can't discriminate by it)
I read today that only 42% of all employers run a credit check.Mostly those jobs where money is handled.So get a job at the 58% who do not do a credit check.
You should consider that an employee that is financially distressed - even for legitimate reasons - might be more likely to steal from their employer than one who is not financially distressed. When it comes down to feeding your family or losing your home, even the most honest people can fall off the path. Try to see it from the employer's standpoint. Employee dishonesty, "under the counter" deals & outright embezzelment are major causes of financial loss to businesses. If you had to chose between 2 comparable job candidates the potential exposure for employee dishonesty would be a legitimate issue.
This is NOT new. They have been doing credit checks for YEARS. Having bad credit is a indication of someone who has money trouble and is irresponsible handling money. As en employer, you don't want to hire someone with money trouble, because these are the people who tend to steal from their employers. No employer uses credit as a sole criteria, but if you have two equally qualified candidates and one has a 750 FICO and the other has a 500 FICO and is on the verge of bankruptcy owing $50k in credit card debt, which one do YOU want running YOUR business?
This is one stupid reason if you are out of work then you have to use what money you have saved up to spend on your main bills(Roof,electric and food) I do not understand this and will never agree with this anyway Take Care and God Bless
Amen to that!. I have been a victim of that as well. Husband got cancer
Cound'nt pay the rent etc etc. Best of luck to all who have had this happen to them. If you didn't need $ to pay your bills, why would you be applying for a job?

I know it pretty much means pay or get out, but do they count the weekends as part of the 7 days to pay or get out, or not?
Also, if I move, will I still eventually have to pay and how will this affect my credit?
The word "demand" is different from the word "order", which is what a court would say. This appears to be nothing more than a heavy-handed landlord who is giving you the necessary notice that you will be evicted if you don't pay. On the 8th day, if you haven't paid or haven't left, they can THEN file a court action to evict you. In most states you cannot be evicted until you have been given a chance to pay, given notice to leave, given a court hearing, given an order to leave, and given a chance to comply with that order.

In other words, you probably have another 60 days (depending upon how busy the courts are) before you're phyically thrown out, even if you never pay a dime, if you defy a court order to leave.

Yes, if you owe rent, you will eventually have to pay, even if you move out, and some states allow the landlord to keep your security deposit to cover lost rent and then sue you for any additional damages.

You should also start documenting all of your evidence for good reasons you don't have to pay the rent (unhealthy condition, illegal apartment, landlord violates lease by intruding, etc). Some states prohibit eviction within 6 months of filing a health department complaint against the landlord (assuming it's true).
It means they want the apartment back because you didn't pay your rent. You are getting evicted, and have 7 days to get out (yes, that includes the weekend days). Read the language closely - they may not even give you the option to pay to stay anymore. Eviction notices vary by state.

If you pay and can convince the landlord to let you stay, then it won't affect your credit as badly as if you just leave without paying.

If this is a court order, it will show up on the public records section of your credit report, and future landlords won't want to rent to you because they don't want the hassle of having to evict someone.

Your best approach is to find the rent cash TODAY and call up your landlord offering payment in full to see if they will stop this.

Contact the government office in your community that helps people avoid homelessness and see if they will help. Also, if you belong to a church, often they will help one time with rent assistance.

If you know you are leaving, then work on getting your stuff moved to a safe place like a storage locker. When the sherriff arrives, there won't be time to pack. They will put your stuff out on the curb for anyone to take.
1) 7 days means 7 days….including weekends
2) Yes you still have to pay. It will affect your credit if you fail to live up to the terms of the re-payment.

Have you heard of the show Til Debt do us Part? Well if you have seen it you will know what i am talking about. I am looking for a template to print out the sheets she uses in her Budget Binder. Where can I find them for free online. i know they come with her book but I cold not find a copy to buy for cheap. They are fairly expensive.
Try the links below. Not sure if it's the same, as I don't watch the show…

They put a solution in the engine so that it cannot be driven again, and send it to the salvage yard to be crushed.
They chemically freeze up the engine & sell them for scrap metal. The scrap metal industry is making a killing.
they scrap them melt the metal

sell any bits that can be reused like lights mirrors etc

What is it?
Job Corps is a government program for underprivileged youth (high school drop-outs, etc) … they give you a place to live while you go through job training and G.E.D. stuff …

http://en.wikipedia.org/wiki/Job_Corps

Both of my older brothers dropped out of school and joined the Job Corps back in the late 70s … one got trained in welding, the other in culinary arts …

You know you see them all over, I figure atleast a few must actually be real. And dont spam this I will not give you referrals.
Hi Dan,

I started my own company at the age of 17 from home and became a self made millionaire by the age of 25, I know hard to believe from a stranger over the internet but nevertheless true. I retired at the age of 50 when one of my sons was in a motocross accident and suffered permanent brain damage. I now devote my time to helping people start their own businesses. Read my profile if you wish. I am always available to help and answer your questions.
Hi Dan,

There are companies out there that are legit. There are a few jobs and quite a bit of home businesses out there you can do. I wish you good luck in your search and just remember to make sure that the company has credentials. Do your research on them. Good luck and be careful!
Some are legit yet some are scams unfortunately. I work on a couple sites. If I begin a new site, I research it first to see people's reviews.
Here's a site with all scam sites:
http://gptboycott.com

Also, if you want, you can check my blog for details and my progress.
http://somepoorcollegekid.blogspot.com

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