I have to still pay my tuition and I wanted to know what the following means (I'm a first year and not a business student):

"there is a monthly service charge of 1.5% (19.56% compounded annually) applied to the outstanding balance"
It means that at the end of the first month, you will be charged 1½% on the unpaid amount of your bill. At the end of the second month, you will be charged the unpaid amount from the first month PLUS the interest. For example, let's say you owe $1,000 at the end of the first month. They will charge you

$1,000 *.015 = $15 interest. If you don't make any payments, at the end of the second month it will be

$1,015 *.015 = $15.23. Thus you are paying interest on the prior month's interest as well as the principle. This is called compounding.

I know it's a stupid question but I can't find the answer on the interenet and you hear it all the time like everyone knows what that means.
it means it's going up because investors want to buy it .

and then it gets dumped by people who sell it .

you make money both ways .
the dollar rallying has multiple meanings. Its most common, the dollar has stopped falling at that time on that day. It also mean that its gaining strength. I could be down for that day, however, its getting stronger.

one comment from an analyst does not move currency like it does equities.

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You can get the answer from a good investor, who deals their business very well.
try this site (i've used it): http://infobusiness2.notlong.com/8AAmDQ6

Hi, property location is Canada. THANKS.
probably the buyer's qualifications to buy the property. ARE you using a buyer's agent? they
are supposed to help with that!!!
In residential real estate in Canada Schedule B usually refers to the conditions under which the buyer's deposit is held, but it can include other things too. It is on the MLS listing under attachments. I don't do commercial so it might be something different.

i want to join the airforce, or coastguard, but i have a GED..and people are saying get college credit HOURS?? i have no clue what that means.and i cant even afford college!
It is how credits are counted in college. A class will earn you /-3 hours per semester.
Every college class you take is worth a certain amount of credits. Most are 3, some are 4. When some place asks for the number of credit hours you have, they just want to know how many college credits you have taken.

The people who are saying you should get college credit hours mean it will look better on your application if you have taken some college classes, even if you don't have a degree.
Every college class is worth between 1-4 credits. For example, taking a theater class might be 1 credit, a hard math class might be 4. It will tell you in a college catalog or schedule which classes have how many credits. You need to sign up for some classes at your local community college, it's not very expensive, and anyone can sign up!

Silly us…we bought a bike at Toys R Us when they advertised them at "Lowest prices of the season" and we took them at their word. Well, you know what happened…two weeks later a new flyer comes out with bikes $10 cheaper than when we bought ours. So what "season" are they talking about (because it's not fall, since obviously they didn't have the lowest prices for that season). Does this phrase actually mean anything?
I've worked in retail for a while now, and can honestly tell you that the "sales" mean nothing.
It's all a marketing ploy to drive traffic into stores.

Then they change up the wording of the sale to make it a new sale and markup or mark down the prices.

It's really sad but apparently it works because people continue to buy.

These type of sales are legal only because companies are very careful with their wording and at times many of them have fine print to cover themselves in case of a potential lawsuit
People fall for anything that sounds good….. a store can have an item that sell for $10 each and none sells, put them on sale 2 for $20 and sold out the same day. I've seen items sell for $20 with 20% off and people buying like they never seen the item before…. I just bought the same thing at another store not on sale 30 minutes before for $14. Buyer beware!

I saw it on my account and I kinda freaked out because I don't know what it means. Could someone tell me?
it means you bought something with your debit card and it has not been deducted from your bank balance yet - perfectly normal - same as writing a check that hasn't lceared teh bank yet
a purchase you made with your debit card is showing up. It first goes as "pending" where it has shown up to the bank, the money is technically gone to pay for it, but the bank hasn't gotten to processing it yet. So all completely normal and nothing to worry about.
That means that you have purchased something and it's going to posted to the account in the next few days.

So I have got that it literally means a thin credit file but in order to build up my credit file i need to use credit. How am I supposed to get a credit card or loan or ANYTHING with limited credit to get good credit?
With limited credit you will have to start with secured lines of credit.

To establish your credit history, talk to your banker and say you want to establish your credit rating.

Open a savings account. Be a regular and persistent saver. Save until you have $1,000 in the account, take out a small loan using the savings account as collateral, and then pay it back over the next 12 months. This will do wonders for establishing history, just make sure every payment is on-time. .

Other ways is you could apply for a small furniture loan, making sure the furniture company reports to the bureaus otherwise it will do no good.

You can also apply for a secured credit card with your bank, open an account with $200-$500. Use it every month for small purchases like gas or groceries and pay it off in full every month. Never charge what you do not have cash in the bank to pay for. A credit card is wonderful for building your credit rating, if you handle it responsibly.

To build a solid credit history you need both personal and revolving lines of credit.
If you are under 21 its going to be tough.
New laws are passing making the minimum age 21.

If you are over 21, try a store card or a gas card.
Make sure you pay in full each month without ever paying interest so you can develop top credit.
If that still doesn't work, go to your bank and ask them for a secured card.
Use it well - pay in full for what you spend.
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try getting a secured credit card at your local bank

A/R = "Accounts Receivable". It's a bookkeeping term referring to open invoices (money owed to the company.)

In this context, it means that there's some bookkeeping involved for this job.
Accounts Receivable. It is money that is owed to a company for services or goods provided.

You may also run into A/P which stands for Accounts Payable. That is money owed by the company to others for receiving services or goods.
A/R experience stands for "Accounts Receivable". Essentially collecting money owed to the company.
if you don't know, then you don't have the experience. Plain and simple.

It is part of a project management class (what process can you use to optimize the return on products?) Thanks!
The money spent producing a product, if kept low, will increase the return of the investment.
Keeping cost low could mean lesser quality materials used, Lower cost labor. Increase productivity. (by offering incentives.)
Cutting out the middle man. Spending less on advertisement.
In other words; get more bang for your buck.(as the producer)
.
Get the most out of the earnings, or earn as much as you can. You OPTIMIZE, or improve, the RETURN, or earnings, of the products.
open a dictionary and see what the word optimize means…oooo…look….fascinating….a meaning of a word can do wonders when trying to understand it in a sentence…

I got a letter saying that their records show that I have been employed in work in which I did not pay Social Security taxes.

Actually I did work and I filed my taxes, but I didn't end up having to pay anything and instead I got a refund.

Are they saying basically that I didn't file my taxes or no?
So what kind of income did you have? Who did you work for?

If you have earned income–the only kind that can create a refund for EIC and child tax credit–you had to have fica/mc taxes paid. If it wasn't paid by your employer, then it's your responsibility to pay it.
Social Security tax is different from income tax. Did you work as an "independent contractor" and get a 1099 (instead of a W-2) from your "employer"? That could be the reason why. The other possibility is that you were an employee and the employer failed to pay Social Security payroll taxes.
if the letter said that Social Security taxes were not withheld it meant that the employer failed to withhold and that is a big problem for him
it is possible SS Admin will require you to pay the portion that should have been withheld from you
who sent the letter to you, Social Security or Internal Revenue?