[x 10 points for the most interesting answer
Ok first off I am a nice person but I have this neighbor that is horrible so I would find out who owns his mortgage and buy it and kick his butt out of the neighborhood. I'm sure all the other neighbors would have a party to celebrate.
I would buy closed end funds and make 80K off them a year for life.
Few investors know much about closed end funds. I have never seen an advertisement on TV for a closed end fund. Closed end funds trade very much like stocks. I bought my first closed end fund because I entered the wrong stock symbol. I did not know what I bought until I saw my statement and found I had bought the wrong stock. I was trying to buy Black and Decker and ended up with Black Rock Core Trust. This prompted me to investigate what I had bought. I held Black Rock Core for five months while the market tanked and I made money on the trade instead of losing money. This prompted me to investigate closed end funds.
Not interesting but I like having a nice flow of money!
I'm a big fan of money!
I would cash my check in single dollar bills and put them all in a wagon. Then I would run down the street dragging the wagon behind me and letting the money trickle out as the wind catches it.
Is this a requirement? I only want to get rid of one thing. & I don't intend on doing so after that.
Thanks
there are a couple of reasons for requiring this. eBay needs a way to hold sellers responsible and prevent scams. They need a current credit card with billing information to tie the account to in case it is a fraudulent sales. The second is, it costs money to sell an item on ebay. You have the initial listing fee and a final value fee. If you want to see something for free, I recommend craigslist. They do not have any protection in place so be cautious of scams.
Yes you do, because they now require payments through PayPal or one of their other cohorts. I used to be a buyer with 100% rating. Always paid by personal check or money order. I no longer buy on ebay, because I don't want to use PayPal or any of the other services that are now required. And they all want your credit card number. Bye-bye ebay for me.
Ebay has security requirements, and one of those is to ensure that you are not a scammer. Yes you have to enroll as a seller with credentials, by using your credit card info or bank account info. You can always sell on craigs list if you don't want the hassle.
yes , it is for security reason because too many people are scamming others. If you want to sell one item… use Craigslist, it's free.
yes. dont worry through paypal it will be safe
bring back to the owner…=]
How do I do that? Should I just write void on it so that I don't use it or something, or what? Or do I fill in everything and just write that I have paid it already?
No, you wouldn't need to.
Checks work because of two different sets of numbers at the bottom of the check itself. The account number and the routing number. The check number is only for the check owner to help organize spending.
The electronic check uses the account and routing numbers but not the check number itself (eg 1001, 1002 etc).
Therefor you don't need to void a check in your checkbook. When you go to your bank and ask about the charge it will show in the ACH (automated clearing house) and wont look like a regular check at all — it will be just as if you'd used a debit card.
On your bank statement, depending on the company you paid, they might assign a funny looking check number that wont match up to your book, like 99 or 1000 (when your checks are in the 4000s).
Void the check, just write VOID in huge letters on the check (you don't need to write it out to anyone), and rip it up and throw it out. The only way you have to void it is if it asked for the check number on the website where you did the electronic check…if you didn't have to input a check number, then don't worry about it.
well when i pay one of my bills over the phone using my checking info, they just want my checking account number, not the check number, so the check is still use able.
Will my sell order be filled before his even if a week from now?
I am assuming that your sell order is not a market order, or you would not be specifying GTC. The order will execute when the price per share reaches the price that you specified. For example: If you own shares of a stock currently valued at $20.00 per share and you specify selling at $21.00, it will not sell until the BID price is $21.00. You have no way of knowing when or even if the price will reach $21.00, so you cannot know when the order will execute. You also don't know if the order will "fill", since there may not be sufficient orders available to purchase the entire amount that you have offered.
Yup, during normal trading hours.
If your oder goes through you have just shorted that stock, and then you have to buy it back.
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Yeah it is just like it says "Good till canceled", Are you trying to put a stop loss on it? cause it will be good for as long as you want.
I get my payments by direct deposit but checked today and no money so far. Vary scared I messed up somehow and will not get payed.
Sorry, but if it's not in by now it's not going to be. Call them and ask what's going on.
So I want to get a checking account and have my aunt cosign and I want her to have a card in her name.
What's happening is that I want to get an iphone and she's willing to get it in her name to lower the deposit, but I would really like to have the money come directly from my account so I can make sure I get my deposit back later on.
My brilliant idea(?) is that we get either a joint account or have her cosign–whichever way works so we both have cards to the same account. That way I can store my money, and she can still pay my phone bill–with my money–with a card under her name.
What you are describing is a joint account, not a cosigning. A joint account allows both of you full access to the account. The bank will issue each of you a check card that accesses the same account in each of your names. Cosigning on the other hand is simply a promise from a 3rd party to the bank that if the account holder racks up a bunch of fees or some such, and refuses to pay the bank, they can hold the cosigner liable to pay the fees / debt. So cosigning is really just a way for a bank to lesson it's risk when dealing with risky customers, it gives the cosigner no rights to the account.
What should I do with my money to make sure I can stay retired? I'm by no means a financial genius when it comes to saving and investing, and I know based on seeing family squander money that it can go quickly.
Here are some other details about me -
> 1 young child
> Separated from wife (may be divorced soon)
> Renter, but looking for modest 3 bdrm house in next 5 mos (hopefully between 150 and 300k)
> Not looking to flaunt or flash money just travel about 5 times a year and pursue several hobbies that may or may not lead to regular income.
Do you think it may be to soon for me to retire? I'm in the IT industry, and I feel like Peter Gibbons from the movie Office Space at my job.
Ask yourself if $1 million can provide income for the next 60 years. A withdrawal rate of no more than 5% is the "safe" percentage to be reasonably sure you don't outlive your money. 4% is better. That would provide $40,000-50,000/year to live on–BEFORE TAXES. Do you think that's enough? If you're 33, you can forget about Social Security, it won't add much if anything. Are you expecting a huge inheritance SOON? If so, MAYBE you can retire. Otherwise, forget it. Unless you do want to be a beach bum for the rest of your life. Or move to Costa Rica. Or plan to die at 55 (although that's not much of a plan).
We saved plenty of money before we retired at 62. No debts, modest lifestyle ($4000/mo.). What we didn't count on was a) COBRA health insurance costs $1000 /month = 25% of our income. and b) COBRA runs out next year, we are only 62, have pre-existing conditions of cancer, and can't get Medicare coverage till 65. How are you going to deal with surprises like this if you retire with "only" $1 million?
well if you are fixing to get divorced say good by to savings,as wife can take half, but get you're divorce if you are sure you can't work it out, then buy a big truck ,travel trailer, and tour the country,
then come back hold on to trailer look for home or property to park trailer then build what you want.
I would wait to retire until you have finished your divorce. You probably get a lot of support from your co workers.
I would put my money in fixed investments at this time.
Janus Short-Term Bond fund symbol JASBX. From Jan 1, 2009 to September 30, 2009 this fund was up 7.37%. This fund has never lost money in a given year.
With the current rate of inflation, that won't last very long, besides, your still young
Yes retire! Set up your hobby as you small side business you can earn some money and help others. You have skills others could use and it does not have always to do with money
that's ridiculous to think about retiring at age 33 - $1mill is nowhere near enough to last you maybe 50 yrs - nothing risk free (bank CD's) is paying more than 1-2% a yr - that's only $10-20,000 a yr before taxes
1- you won't get any soc sec benefits if you stop working now - you need 35 yrs of work credit to get avg benefits
2-buying health insurance on the open market will be very expensive and increases a lot faster than inflation every year - it will probably cost you at least $800 a month just to cover you and child - my companies premium costs have increased 57% just over the last 2 yrs and if you get some major illness, you may become uninsurable and any major illness after that could wipe out your savings
3-if you plan to buy that house with cash - that will drastically shorten the amount of time your million (minus house cost) will last
well you have to ask yourself, would you have the funds to keep doing what you are doing for the rest of your life. If you make $200K a year you could live 5 years without changing your lifestyle. However what are your plans after this 1 million is exhausted? I would recommend putting 500 to 750k into a RRSP tell you retire with that, the interest over the years will be more then enough to take care of your needs for you and your family without having to change your lifestyle
Property is a good investment consider relocating to a place that could suit your needs for the rest of your life, somewhere with low crime levels high education levels (schools and library close by) how far is a hospital. stuff like that you must also consider that will make all the difference for property value.
Someone has Bidded A Price For The Item Im Selling On bay. Im Happy With The price they bidded on it..how do i end the auction and give the person who had the highest bid the item..the item ends in 1 day and i want to end it now so the person with the highest bid can win..?
You can end it =] Follow steps below:
1. Under active selling search for the item that you are speaking of.
2. On the right hand side there should be a drop down that says "sell similar" or it may be "respond"
3. click the drop down and choose end item
4. You can then choose sell item. It will sell it to the highest bidder
Make sure the buyer has some feedback and is legit first
You can't. There's no reason why you should. Either you wait one more day and get the price you're happy with, or you wait one more day and get even more money than that. Either way, you win.
Some unscrupulous bidders will ask you to end the auction early and promise they'll pay you what you want for the item. This is a potential SCAM. If you go outside of eBay's regular procedures, you are NOT COVERED by any of the standard eBay or Paypal protection against fraud or scams. You could lose your item AND your money.
My husband is in the military and we are scheduled to move to Japan in April 2010. We have had our house on the market, for sale and for rent, a year already. Does this mean I will have to stay back until we sale or rent? If so any ideas of what we can do to get the house off of our hands???
You need to get the price down to where someone will make an offer. Even if it means having to pay a few hundred at closing, at least you wouldn't be impacting your credit by losing it. Or let your lender know you've been deployed, they might be able to help. You could sell on a contract for deed, and I would ask for 20% down payment. Or rent with option, again with a large deposit and specifics if they don't pay. But you do have some options. I just wouldn't wait any longer, drop that price and move it.
Lower the asking price. If it has been on the market for a year, then it is OBVIOUSLY overpriced. If it still does not sell, yes you will have to either rent it out, let it sit vacant and still pay the mortgage, or you can let it go into foreclosure.
Try and lease it with an option to buy. Yes, it might be best for you to stay until you resolve the situation. If you are using a real estate broker, add a selling bonus to the selling agent. Good luck and thank your husband for his service.
price it correctly,get rid of clutter- have your agent advise you- marketing the property correctly will help a lot, you don't have to stay behind, they can send the papers over there.