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How much would you pay for this item?

  • Filed under: news
Tuesday
Nov 17,2009

http://www.secomohacer.com/escolar/cncero/bote04.jpg

i did not make this, but i do make these.

this is a either a ashtray a vintage candle holder, a mini Christmas reef/ornament, or a button/change holder. what ever you want it to be.

but how much would you pay for this???
Idk, I might pay UP TO 7or 8 dollars, but no more than that. I think price depends on what you advertise it as. If it was a change holder or button holder I would most likely pay around four or five $. The other things i would pay like 7 to 8 $ for. hope that helps

Tuesday
Nov 17,2009

i am 19 years old and have a job but i dont have great credit i have student loans but nothing bad. can i get a motorcycle financed?
Recenlty my friend got Auto loan of 25000$ for 10 years on 3% which should be paid annually my friend doesnt have good credit his credit score is below 500 but still he got loan.
I asked him how you got ?
He told me while i was searching on internet for Auto loan with Bad credit he found a site which contains about 8 links for bad credit so i checked all of them one by one .

go to

Dixiloan.com

Then Go to "Auto Loan"

Note each link contain different interest rates and repayment period.

Take Care
Bye!
If you have a bad credit history it used to stop you from obtaining a loan, but these days you have an option. Enter the bad credit loan. The companies offering bad credit secured loans are now numerous and are able to offer the client varying amounts of loans for any use and over lots of different terms.

http://www.worldbestloans.com/

Another point to note is that the loan company may insist on a greater down payment and charge you a higher interest rate for the increased risk they are taking in lending money to an individual with less than perfect credit.
Have you heard of Loans Approved U/k .Ltd before? Do you wish to get your loan transferred within a shortest time. Go get your loan approved and legitimate company, there you will receive an instant quote for your loan transfer with affordable interest of 4% . You can get your loan approval with a minimum collateral or non-collateral with fair rate.

Email via:
loansapproveduk@yahoo.com
You can, but you will pay ridiculous rates. Don't do it. That is why so many people stay poor. Cash is king.
You can't. bad credit loans for luxuries like motorcycles have dried up.
Yes with a co-signer and a extremely large down payment.

How do I develop credit?

  • Filed under: news
Tuesday
Nov 17,2009

I am 30 years old, and checked my credit report for the first time ever- only to find out that I have no credit what-so-ever. My actual credit score is 0. I have never had a credit card, never signed up for a cell phone plan, and have never purchased a car on my own. I did buy a vehicle in 2001, but was not the primary. Paying it off went to their credit, and my credit reports indicate that I never had a car. Is there any way to build credit without getting a credit card?
In order to develop a credit score you need to show that you can pay bills on time. Although you don't want to get a credit card that may be your only option. Get a CC and only charge a small amount (as in gas) and pay off fully each month. You could also get a small loan at your bank. Good luck to you!
To establish your credit history, talk to your banker and say you want to establish your credit rating.

Open a savings account. Be a regular and persistent saver. Save until you have $1,000 in the account, take out a small loan using the savings account as collateral, and then pay it back over the next 12 months. This will do wonders for establishing history, just make sure every payment is on-time. .

Other ways is you could apply for a small furniture loan, making sure the furniture company reports to the bureaus otherwise it will do no good.

A credit card is not evil if you handled it responsibly. Use it every month for small purchases like gas or groceries and pay it off in full every month. Never charge what you do not have cash in the bank to pay for.

To build a solid credit history you need both personal and revolving lines of credit.
There is no such thing as a "0" credit score on the FICO score system (it goes from 300-850), but you may have no score at all. You really do need a credit card to build credit. You can start with a secured card. If you have a spouse or other relative living with you who has good credit, they can add you as an authorized user on their card and that will jumpstart you credit history.
See here: http://credit.about.com

Monday
Nov 16,2009

I formed a non-profit (very ligit incorporated/ filed with the state) over 2 years ago. It's a helps ministry designed to help people in the community. I have a kids division in which we do volunteer work a couple times a month. Well, i want to wean myself from my day job and go full time into the ministry by doing counseling in my house. Im the soul owner/ opporator, etc… So, how do i pay myself for each counseling appointment without getting into needing to pay into unemployment and all the tax stuff that business employers have to pay when they have employees. I dont want to do anything illegal or questionable. So what can i do to be legal yet avoid all the paperwork of a normal business?
You do it as an independent contractor.
There are specific IRS regs to follow

http://www.irs.gov/businesses/small/article/0,,id=99921,00.html
As a nonprofit organization you should have a Board of Directors that provides governance, and oversees things like paying salaries. As well, you should try to talk to an accountant or lawyer who will work with you on a pro-bono or volunteer basis to give you the right answers specific to where you are located, and other circumstances.
Sorry-a non profit has all the same requirements of a "normal" business.
Just like normal people.
Instead of trying to be a non-profit, be a single owner business..check with your accountant, but I doubt if you are the only one working in your own business that you need to pay UI. Taxes yes, and of course all the paperwork…but non-profits have all that paperwork too.
Be legit, sleep well at night.

Monday
Nov 16,2009

I have never been shopping on black friday before and I want to go this year because of some great sales I've seen. I was planning on going to Best Buy and they open at 5am… was thinking about going around 1am… is that too late? Any advice would be very helpful :) Thanks!!!
By 1 AM, the line has already snaked around the Best Buy store. At least in my place, Los Angeles County, California. Lining up at 11 PM isn't gonna do any better as the line has already went through two corners. Most electronics stores have a shitload of people lining up pretty early. Compared to most clothing stores who mostly have a discount that extends to all merchandise (% off and such), electronics stores usually put a small list of "doorbuster" items that attract the crowd so they can come to the store to buy other items that aren't in discount.
Specifically, Best Buy gives doorbuster tickets to the first, and thus, earliest in line. They might just stop by Thursday afternoon and pass the tickets to the people camping in line. These guys not only get to go in FIRST, they have the best items RESERVED for them. So if you don't get a ticket, you don't get the hot demand item you wanted. By 6 AM, most of the Black Friday items are probably gone, save a few left in inventory POSSIBLY.
You may wont to camp out at best buy. Get there around 11pm and be prepared to stay all night. Good luck getting what you want. I would rather pay full price and sleep in my bed where it's nice and warm. I hate black friday.

Monday
Nov 16,2009

You can't, unless you have collateral and a co-signer. Banks learned their lesson in lending to people with bad credit. Being able to obtain a loan is a privilege of having GOOD credit.
When applying for a "bad credit" loan, follow the following guidelines:

• Make sure they are a reputable company - check them out
• The cost will be significantly lower if you can provide any collateral, or a co-signor with acceptable credit
• Always read the fine print - you do not want any surprises such as pre-payment penalties
• Remember everything is negotiable - especially fees!
• Do not borrow more than you really need - the hole just gets bigger.

If you are granted a loan, make sure you stay current on the payments as this will help or hurt your fragile credit standing. As soon as you can, begin a credit repair program to climb out of this mess so you can get back to normal credit costs as quickly as possible.

http://www.worldbestloans.com/
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E- mail us on niceloanfirm@sify.com
Thank you as I wait your response.

Monday
Nov 16,2009

The reason people who are not on the electoral register find it difficult to obtain credit as they use the register to verify identity and address, once you get on the electoral register you will find it easier but only for the reason of they have an instant proof of address for you, this wil;l not improve your credit score but it helps prove address and residency,
Hope this help's
Rachael
You don't get any points for registering to vote. Your credit score is based on your use of credit.
None. That has NOTHING to do with CREDIT.
None. it is just to prove you live there.
none -it only proves you have the right to vote. nothing more

Monday
Nov 16,2009

Multiply the deposit by the periodic interest rate.
I have included a link below from bankrate.com. It's a compound Savings Calculator. For instance, if you started with $1000.00, and made monthly contributions of $100.00 each month at an annual interest rate of 2.00%, $14,501.00 after ten years.

How do record labels make a profit?

  • Filed under: news
Monday
Nov 16,2009

Do the artists signed to the label pay them for their services? Who pays who? Is there a tangible "product" that the record labels sell?
The labels make a profit by producing, manufacturing and distributing the records. The artists don't pay the labels for their services. The labels pay the artists. The artists record the albums or singles or videos and generally receive an up-front advance and a royalty equal to a portion of product sales. The labels actually produce and manufacture the records and videos and distribute them to retailers. The labels receive the money from the sales and pay a portion of that money to the artists as royalties. Same with music downloads. The labels receive the money from the download sites and pay royalties to the artists.

Monday
Nov 16,2009

Try this site where you can compare quotes from different companies in your area

http://best-life-insurance-usa.info/

Hope this help,
Well, not online. Those online websites harvest your personal information, to sell as leads to other agents.

You're best off contacting a local, independent agent, who with one fell swoop and a handful of questions, can get you quotes for a whole bunch of different companies at once. AND, they won't sell your personal information.

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