I recently got a phone call saying that I was going to be taken to court and or arrested cause I didn't pay a cash advance load back

the funny thing is that I never got any money deposited into my bank of america account and the man said that they have proof of this from january 2008. I didn't even open my checking account until march 2008 and I would've known if there was money into my bank

Besides I never signed or agreed to terms with this cash loan place and usually you have to fax something to them

So what gives?? Can anyone tell me if this might be a scam and that I shouldn't worry about this
they also told me I could lose my job

Also when I spoke to this person he was foreign and I couldn't understand him
To answer the last comment first, keep calling back until you get an American accent on the phone. Ask the person who answers if they are in India, then hang up if they say yes. They talk your ears off.

This is not a scam if you had a cash advance from a credit card or a credit line, even a long time ago. It has nothing to do with a regular bank account. When they call again, be sure to ask for some documentation in writing from January, 2008. They are collection agents and they will say all kinds of B.S. to get money from you.

Tell them to send you proof in writing. They probably won't, but don't agree to any repayments and don't get into a conversation on the phone. Just hang up after you insist on proof. Just get documentation that this is your debt.

If this wasn't a cash advance on your credit cards, all I can think of is you may have an overdraft at your previous bank. check your credit card accounts and see if you had a cash advance.
They might have the wrong person. It is also possible that someone stole your credit card number and got a cash advance.
If you *know* that your bank account is after the date in question.
If you *know* that you didn't take such a loan.

Then ignore it.

Even if the debt is legit, all they can do is sue you and produce proof in court. You can't be arrested over a bad debt.
If you know you didn't sign a thing, then it's a BIG SCAM!

If they threaten you, and they're out of the state, get the FBI involved so they can go after those people.

Provide with all the information you have, including emails, phone # etc.
it's a scam!! even if you owed money to someone they can't put you in jail for not paying?? they did away with that years ago!!
Of course it's a scam. You can't be arrested for debt.
of course it is. they are trying to get your bank info. if it was true you would have gotten letters in the mail from collection agencies
Honestly its not in your best interest and it can be a lot of interest payments. But if you need one you need one. Best of luck.
This is a scam. Not paying a debt is not a criminal matter.
There is a very slim chance that it's a case of stolen identity. Ask for details about what account this was deposited into (account and transit number), exact amount, exact date so you can confirm with your bank. I shudder to think someone could have stolen your identity, made an account at a different bank, got the money transferred and run.

You can't lose your job, but I wouldn't brush this off as a scam until you get a bit more information. Tell them you're eager to resolve the issue, but need the information first (which you do to straighten this mess out). If they don't want to provide that information then tell them to take it to the police. They will have to provide these details to police as well, and if they didn't want to give them to you, you can bet they don't exist and they're not going to take it up with the police.

I really do think it's a scam, but on the off chance it's a legitimate collections agency you don't want to write them off completely just yet.

I don't want to yet ask my agent.

Thank you!
No. There is an absolute asbestos exclusion on every homeowners policy I've ever seen - no removal coverage, no liability coverage.
I seriously doubt it. That is not "damage" under most policies. Asbestos was probably still legal at the time your house was built. Review your policy.

I don't know how committed you are to directv, cause dish network has all the same stuff and cheaper, but my brother works at dish network and they have this special offer for friends and family. I used it and got a $75 gift card. But he said it can work for anyone even if you're not 'friends and family' cause there's no validation process. if you're worried about bill prices, i recommend dish. it expires on 12/1/09 though so hurry if you want it

http://www.dishnetwork.com/redirects/promotion/friend/

So my dad bought one acre of land for 8,000 dollars. And I wanted to know if it was a fair deal. The location is California, near Antelope Valley. Its not really populated and its like a desert land……
The only way to really know what kind of deal your father got would be to pull up the data on the price per acre sold in the area. Downtown Austin TX an acre could go for a couple million, but once you get to the out skirts of town that same acre could go for $25,000. Location, location, location. Bottom line, if you really want to know call a local real estate agent and get them to run a market report on the property.
One acre of land can cost anywhere from a hundred dollars to several million dollars, depending on where it is located, what kind of shape it's in, what it can be used for, what it's near, what services are available on or near it, how it's zoned, and so forth.

We have no way of knowing whether your dad got a fair deal or not. Why do you think he didn't?
The U.S. Census publishes a regular report on the average value of land by county. This is done on rural land only and assumes minimal building/development on the land. You can find this report in most university libraries or request it from the government. Then all you have to do is look up the appropriate county in California and see what the land is going for now.
It would seem the question is moot, since he bought the property already. You would have to consider all other factors, cost to bring utilities, zoning, how much to develop, etc.. You can buy 10 acres in my area for that price, but it is remote.
http://en.wikipedia.org/wiki/Antelope_Valley,_California
Yeah, it was pretty much a steal. Long term this is a good investment.

Im pondering the thought of becoming one but I honestly dont really know what they actually do… I know they take your weight and blood pressure but what other things do they do? Can you be a nurse for a specific category like for just kids?

Thanks!
i wish that guy^^^^ would stop advertising his stupid site… anywayz.. you can be a Pediatric nurse if you want to work with children… nursing is a great career because of its adversity .. nurses are involved in all aspects of healthcare from oncology to podiatry.. i say go for it!!!

between $23,000 to $50,000 per year

I deposited checks two nights ago. It is the second day, or third night and still it has not processed. And because of this, I can't sign up for classes that I need to take -__-
It takes generally five business days.

Hmm.. Both? Strengths/Weaknesses are the internal aspects of your company while Opportunities/Threats are the external aspects of your company. Hope that helps.

Maybe some, but not most. Most Apple stores are in malls, Generally retail spots in malls are owned by the Mall property owner and leased to the tenants.
No. In my experience, most Apple Stores are in a mall, and they would rent the store from the mall property management company.
What? wait your the one asking the question right? wait why am i asking questions? omg i have a disease do i? omg ah!
No. Those are leases. Operating leases to be more specific.
no but the owners of the stores have to pay franchise taxes to apple

If I'm looking at 2 mutual funds on Morningstar's website (hypothetical):
Fund A: 10% annualized return (1% expense ratio listed)
Fund B: 10% annualized return (0.5% expense ratio)

Are the 2 giving the same return? In other words, does the listed performance of mutual fund already factor in the expense ratio? Or do you have to then Subtract the expense ratio making Fund A 9% and Fund B 9.5%
Typically expense ratio is factored into historical performance of no load funds, but that should be detailed in the prospectus for the fund.

What may not be factored in, or accurate for your particular situation, is if one is a loaded fund that may charge an up front (class A shares) or back end (class B shares) load, or over a period of years (class C or other designation), since then actual performance would depend upon how many years you owned the fund. They may just give an example if held for a specific number of years. Historic performance would not cover a transaction fee if your broker charges that, or the fee that may be charged if you do not hold the fund for any required minimum holding period.

Of course they always have a disclaimer that past performance is no guaranty of future performance.
It usually deducted from the performance .Try this mutual fund T-Rowe Price they have excellent funds and low expenses T-Rowe Price is one the few investment companies that is willing to work with their investors . I highly recommend T-Row Price . You will need $2,500 or $50 a month automatic withdrawal from your checking account . I've been with T-Rowe Price for 6 years never had a problem with them
Fund returns always include expense ratios.

Funds seem roughly equal in terms of their returns.