NEWS

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Friday
Nov 20,2009

aka they dont apply for states taxes or payroll taxes
they apply to your Adjusted gross income which in most cases is also reported on your state return which affects state taxes as well
re: payroll taxes, they have no effect at all, those are based on your gross income
Many of the states with income taxes have their own standard deductions and exemptions. The amounts vary.

Payroll taxes usually have an upper limit on the income that is taxed. New York requires unemployment taxes on employee wages and salaries up to $8,500 per employee per year. In New Jersey the limit is $28,900. (The federal limit is $7,000.)

I hope this helps.
Gary

Do PhD Economists make good money?

  • Filed under: news
Monday
Nov 16,2009

Generally speaking, yes, but obviousy it depends on where you work.

At any large investment bank (JPMorgan, Goldman, BofA/Merrill), you'd be looking at a salary over $100k, and your bonus would be tied to firm-wide performance, as opposed to individual performance (because research economists and quants typically aren't revenue-generating positions like traders and bankers). The same is generally true for asset/investment management companies like mutual funds and wealth managers (PIMCO, Vanguard, BlackRock, Fidelity, etc.), though it maybe a little less than bulge-bracket banks. If you concentrate in financial management, you'd be especially competitive in the investment-management field. Keep in mind that unless you received your degree from a top-ranked program, it will be difficult to break into these companies.

According to the Bureau of Labor Statistics:
Median annual wage and salary earnings of economists were $77,010 in May 2006. The middle 50 percent earned between $55,740 and $103,500. The lowest 10 percent earned less than $42,280, and the highest 10 percent earned more than $136,550. The average annual salary for economists employed by the Federal Government was $94,098 a year in 2007.

For academic research positions and professorships, take a look at this source: http://bluwiki.com/go/Econjobmarket_offers

Monday
Nov 16,2009

Cause im thinking og making one but i dont have a bank account
No, Paypal does not require you to have a bank account in order to use their service. However, they will not allow your account with them to be officially "verified" without one. Without verification, you will have to adhere to certain sending / spending limits with Paypal.

Luckily, you can apply for a PayPal debit card. So, when you get money on your account, you can withdraw or use it that way.

Do you think this will be profitable?

  • Filed under: news
Monday
Nov 16,2009

I'm hosting a sample sale for cosmetics, and most of the products on sale are mine. However, those are not enough, so I've bought more wholesale. Plus, I plan to charge $10 as an entree fee.
you will not know before you try. test and test!
What makes your products worth $10 to see? How do you advertise your products to attract people and pay you $10 to see them?
noo

Why Do Jobs Pay You For Training?

  • Filed under: news
Monday
Nov 16,2009

Today, I went for a job interview for a Sales Representative for Verizon, and I got approved for the job. They said they pay minimum age for one week of training.

Why do some jobs do this? Of course it's a good deal for me because I get to learn about the job and get paid for it. But wouldn't they be wasting money if someone decides at the end of training the job is not for them??
That is why companies have an HR department that screens potential candidates for hire. Sometimes we hire up to 150% of what we need in the sales force because we already know 50% won't make it through the training. If you're making minimum wage for training that's chump change to Verizon where the sales associates make upwards of $80,000 a year.
No one wants to work for free and no company can have someone working without being on the clock, it would be a liability.

It costs them less money to train you at minimum wage, rather then hiring you and throwing you in the mix, and then if you make a mistake or if a customer complains , then it could be worse off for the employer.

I used to own a small business, and when I hired someone new, I had to waste $100 on there uniform, and after 2-3 days they would not come back and I never got my uniform back. These are just things that companies are used to dealing with
Maybe you may actually pay attention and try really hard to understand what you have to do because you are getting paid too :D

Monday
Nov 16,2009

Try to further my career in the medical field helping people.
Try to raise my children to be gentlemen.
Love my wife until the day I die.
Yes, Redcorn would like in future to buy some additional farm land, and big farmhouse!!.. . Me also want to find some way in wide-world to further, and more actively help people who are homeless, and hungry… This make Redcorn many angry that in our country that this could be happening and would like to find more ways to help people with this problem..
Well. I am retired, waiting on my husband to retire, and then we will see what happens, I would like to travel a little, I have always wanted to go to the Black Hills, I dream of going on a vision quest. We like to get out and do things so I imagine we will not be hermits, we want to enjoy our retirement.
Try to live life without stress , hopefully to be married , prosperous and travel the world , also try to have a meaningful life
To complete my undergraduate degree in social science and gain some meaningful employment from it.
No, I'm done. I'm just enjoying retirement. It's better than I thought.
NO, My future has already arrived!!

:-)
Eventual liver disease and subsequent death?
Absolutely.
Yes, but it's secret. *ssshhh*
not really. Live one day at a time is my mantra, at least for today.
Get married and settle down.
Yes I Do.
Take life one day at a time and hope I see 70.
yes
Yes……….do you?
LMAO….no my young friend…i am 64..the word ''long'' isn't in my vocabulary

Monday
Nov 16,2009

I'm trying to get an online insurance quote and I'm finding that none of the companies I have looked at so far will cover CDs, DVDs games discs etc. under a household contents policy. Apparently they are deemed too high a risk. I have rather a lot of cd's and to rebuild my collection would be nigh on impossible and very costly. any advice/help would be appreciated.
I don't know of any company that would refuse to cover a collection like this. They would not be covered under a standard home contents policy but you could add the collection as an extra item and pay an additional premium to cover them. We do that with our current insurer and we did it with the last one too. We have never had a problem getting the cover, it just costs a little more.

Monday
Nov 16,2009

ok so i am wondering how much insurance would be for someone like me who has no credit and never owned a car before. i have tried checking online for quotes and stuff but i dont even have a car, and the sites like geico or progressive require u to have a vehicle to even get a quote. i live in minnesota and im 24 if that makes a difference.
Try this site where you can compare quotes from different companies in your area

http://best-auto-insurance-usa.info/

Hope this help,
Tell the insurance company the make and model of a car you are thinking about getting…Rates range from vehicle to vehicle. There is now way they could give you a rate without a vehicle…
For instance a car with a lien requires FULL coverage, and one that is paid off, requires liability….

So…a corvette that has a lien might be..200 dollars a month…where a paid off Toyota Camry might be 50 dollars a month….quite a difference
The cost for insurance is based on what make, model, and year of car you have, so yes, you need to actually know what type of car you want to insure before you can get an accurate quote.
nO.

Monday
Nov 16,2009

aka they dont apply for states taxes or payroll taxes
they apply to your Adjusted gross income which in most cases is also reported on your state return which affects state taxes as well
re: payroll taxes, they have no effect at all, those are based on your gross income
Many of the states with income taxes have their own standard deductions and exemptions. The amounts vary.

Payroll taxes usually have an upper limit on the income that is taxed. New York requires unemployment taxes on employee wages and salaries up to $8,500 per employee per year. In New Jersey the limit is $28,900. (The federal limit is $7,000.)

I hope this helps.
Gary

Monday
Nov 16,2009

Yes…your loan is an asset to the person or entity filing for bankruptcy and can be sold to a new creditor. The bankruptcy filing does not de-obligate you from paying the debt.
Yes, but be careful. If the person files for bankruptcy, he ought to disclose all of his assets — (Your debt to him is an asset to him.)

So, you should wait until you hear from the bankruptcy trustee as to what you should do with the debt. That is, you will either have to pay it directly to the BK Trustee or you can pay it to the person directly.
Besides opening practically every loan for people with bad credit, more and more loan products have come up to cater to the specialized group. There are similar options for the people with bad credit, as for the people with a good or average credit.

http://www.worldbestloans.com/personalloans.htm

Bad credit personal loans are used for a variety of purposes like buying a car or going on a holiday. They are also widely used in debt consolidation. Bad credit becomes irrelevant if the person has and is ready to keep some asset as collateral. The main idea behind the refusal to the people with bad credit is that they fear that the default will be repeated.
Have you heard of Loans Approved U/k Ltd before?

Do you wish to get your loan transferred within a shortest time. Go get your loan approved and legitimate company, there you will receive an instant quote for your loan transfer with affordable interest of 4% . You can get your loan approval with a minimum collateral or non-collateral with fair rate.

Email via:
loansapproveduk@yahoo.com
it would be the right thing to do, don't you think. you still owe them the money?

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