This is for a story. I'd like the character to be able to use his credit card to charge something, but not be able to use it for a cash advance. Is that situation possible?
Yes, that is up to the credit card issuer. Some people may not qualify for cash advance on the cards.
Yes, that's up to the card issuer.

i am 19 years old and have a job but i dont have great credit i have student loans but nothing bad. can i get a motorcycle financed?
Recenlty my friend got Auto loan of 25000$ for 10 years on 3% which should be paid annually my friend doesnt have good credit his credit score is below 500 but still he got loan.
I asked him how you got ?
He told me while i was searching on internet for Auto loan with Bad credit he found a site which contains about 8 links for bad credit so i checked all of them one by one .

go to

Dixiloan.com

Then Go to "Auto Loan"

Note each link contain different interest rates and repayment period.

Take Care
Bye!
If you have a bad credit history it used to stop you from obtaining a loan, but these days you have an option. Enter the bad credit loan. The companies offering bad credit secured loans are now numerous and are able to offer the client varying amounts of loans for any use and over lots of different terms.

http://www.worldbestloans.com/

Another point to note is that the loan company may insist on a greater down payment and charge you a higher interest rate for the increased risk they are taking in lending money to an individual with less than perfect credit.
Have you heard of Loans Approved U/k .Ltd before? Do you wish to get your loan transferred within a shortest time. Go get your loan approved and legitimate company, there you will receive an instant quote for your loan transfer with affordable interest of 4% . You can get your loan approval with a minimum collateral or non-collateral with fair rate.

Email via:
loansapproveduk@yahoo.com
You can, but you will pay ridiculous rates. Don't do it. That is why so many people stay poor. Cash is king.
You can't. bad credit loans for luxuries like motorcycles have dried up.
Yes with a co-signer and a extremely large down payment.

I am 30 years old, and checked my credit report for the first time ever- only to find out that I have no credit what-so-ever. My actual credit score is 0. I have never had a credit card, never signed up for a cell phone plan, and have never purchased a car on my own. I did buy a vehicle in 2001, but was not the primary. Paying it off went to their credit, and my credit reports indicate that I never had a car. Is there any way to build credit without getting a credit card?
In order to develop a credit score you need to show that you can pay bills on time. Although you don't want to get a credit card that may be your only option. Get a CC and only charge a small amount (as in gas) and pay off fully each month. You could also get a small loan at your bank. Good luck to you!
To establish your credit history, talk to your banker and say you want to establish your credit rating.

Open a savings account. Be a regular and persistent saver. Save until you have $1,000 in the account, take out a small loan using the savings account as collateral, and then pay it back over the next 12 months. This will do wonders for establishing history, just make sure every payment is on-time. .

Other ways is you could apply for a small furniture loan, making sure the furniture company reports to the bureaus otherwise it will do no good.

A credit card is not evil if you handled it responsibly. Use it every month for small purchases like gas or groceries and pay it off in full every month. Never charge what you do not have cash in the bank to pay for.

To build a solid credit history you need both personal and revolving lines of credit.
There is no such thing as a "0" credit score on the FICO score system (it goes from 300-850), but you may have no score at all. You really do need a credit card to build credit. You can start with a secured card. If you have a spouse or other relative living with you who has good credit, they can add you as an authorized user on their card and that will jumpstart you credit history.
See here: http://credit.about.com

Anyone heard of this before? Someone told me that if I pay more than the minimum payment 3-4 times a month rather than an equal amount once a month it is better for my credit score. I have a $400 balance on a credit card with a $10 minimum payment that I am working on paying off.

I am paying around $100 a month on the balance and was told that paying $25 a week would be better for me. Is that true?
Very small difference, if any at all.

If you pay $25 a week, you'll have sent in 52 payments, totaling $1,300 a year.
If you pay $100 a month, you'll have sent in 12 payments, totalling $1,200 a year.

That strategy does create some benefits when you're dealing with a 15 year mortgage, but in your case, you'll have paid off the whole thing before the extra payments make a difference.
Don't listen to the guy or girl that says pay it all off each month. Credit card scores are based on using credit properly not on having no debt to manage properly. You can't manage debt properly if there is a zero balance. It is true that all of your cards should be utilized minimally so your debt on each card is no more than about 10-13 percent of the total credit limit. You should be able to manage that and that makes your score go up. To get you score up faster pay one payment a month and add to the minimum payment which will go directly to the principal and will show good debt management. In other words pay more than the minimum with one payment a month prior to the due date.
Yes. You will save on interest since interest amount is calculated based on average daily balance. The sooner a payment hits, the lower your average daily balance is over the billing cycle. Also $25 per week is $1,300 per year and $100 per month is only $1,200 per year. It won't take you nearly that long with only a $400 balance. This strategy will get you out of debt faster and save interest, however it won't make an appreciable difference in your credit score.
The one thing I am seeing is that you are paying your bill and asking the right questions for credit. My thoughts; I would continue to pay monthly, as you are doing, more than the minimum. Continue until the balance is paid off.
As far paying “four to five” times a month, for the same bill, I feel it is not necessary to be putting yourself through this type of payment plan. If it is your choice, to lower the interest you are paying, it is confusing. The APR rates change frequently as well as credit card company disclosure rates. You will save on the rate, not by much, but is it worth the aggravation of paying the same bill 4-5 times a month?

I feel, paying the bill as you have asked, to save a couple of dollars, when you are able to pay more than the minimum, is not requried. I would continue to pay more then the minimum per month.
Just pay it once a month until paid off. You are already in the right frame of mind with credit cards.

Keep up the good payment process.
The trick to 800 scores.
Use your card and pay in full each month.
You also never pay interest this way.

What you might be hearing is another trick.
You can never let your balance go over 25% of your available credit limit.
So by paying weekly, you can keep it below that 25% usage.

This is what is reported on your credit report.
The amount (balance) you have on your closing date.
Keeping that under 25% is a must.
So paying a bit each week if you tend to spend that much will help.
Remember: Best way is to pay in full each month.
If you need a higher credit limit after paying in full each month, just ask them. Since by doing this you'll have top scores, you won't have any problems getting the higher limit.
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Making multiple payments instead of one does absolutely nothing to improve your credit or your score. In fact, some credit card companies might object to those mulitple payments — more administrative processing with the extra payments.

Just pay as much as you can by the due date and pay off that credit card balance as quickly as you can. Then only charge what you can afford to pay in full each month. Save the interest and stay out of debt.
The longer you have your CC and paying without being delinquent, and no late fees, THE BETTER for you.

The best way is to pay it all at once EACH MONTH.

I don't know where you get that, paying it in installment will give you a high score, you're just throwing your money away to get high score? IT JUST DOESN'T make sense!
Someone is full of it. Look at your credit report. There is nothing on it telling how much you paid or how often you paid. When your account cycles and they send you a bill, they send a report to the credit bureaus that contains your limit, your balance, and the status (current, 30-days past-due, etc.)
no, it makes no difference. the only thing that shows up on your report is if you paid on time or not, and how much credit you have available on that card
Not true. Your payments are only reported every 30 days, so making 1 payment in that time or 4, makes ZERO difference.
"Someone" is wrong.

The reason people who are not on the electoral register find it difficult to obtain credit as they use the register to verify identity and address, once you get on the electoral register you will find it easier but only for the reason of they have an instant proof of address for you, this wil;l not improve your credit score but it helps prove address and residency,
Hope this help's
Rachael
You don't get any points for registering to vote. Your credit score is based on your use of credit.
None. That has NOTHING to do with CREDIT.
None. it is just to prove you live there.
none -it only proves you have the right to vote. nothing more

Where can you get a free credit report online without difficulty?
if you are looking for the best credit report online site, check out this site

http://Credit-Report-Online-USA.com/

Here you can check your 3-in-1 Report from all three credit reporting agencies and your credit score rating.

Hope this help,
annualcreditreport.com is actually free, but only the credit report. You don't get a credit score free. Those cost $6 to $8 each, and are worth the money. Don't buy any other services from them. The "debt analysis" is something you can do yourself buy adding up all your monthly payments and dividing them by your gross monthly income.
There are several credit reporting companies that indicate you may get your credit report with your credit scores free. This might be true, however you must provide them a credit card in order to obtain the credit card.

The ad further states that if you are not pleased you may cancel within the next 7-30 days depending on what service you decide to use. This is a way of collecting information to sell to name buyers,so by you canceling, they will still make money off your name by selling it to a name broker.

You may use the web site annualcreditreport.com. Using this website to obtain your credit report from the three major credit bureaus will not provide you with your credit scores. They will simply provide you with what is on your current credit report and has been reported to them. There is not charge for their services.

I hope this has been of some benefit to you, good luck.

"FIGHT ON"
annualcreditreport.com

Do you know any sites w/o SSN?
if you are looking for the best credit report online site, check out this site

http://Credit-Report-Online-USA.com/

Here you can check your 3-in-1 Report from all three credit reporting agencies and your credit score rating.

Hope this help,
Cliff's answer is correct: http://AnnualCreditReport.com . The sites that advertise on TV are trying to get you to sign up for other services.

To be *really* safe, start at the Federal Trade Commission web site: http://ftc.gov/freereports and follow the link.

You will need a SSN, though. Safe enough through the legitimate web site.

– Joe
AnnualCreditReport.com is the ONLY authorized source to get your free annual credit report under federal law.
freecreditreport.com

tell your friends, tell your dad, tell your mom..

When retrieving a copy from Annual Credit Report online, do you have to print or can you save as a file?
You can do both. if you are looking for the best credit report online site, check out this site

http://Credit-Report-Online-USA.com/

Here you can check your 3-in-1 Report from all three credit reporting agencies and your credit score rating.

Hope this help,
Well if you don't have the option to print it, you could copy the report and paste it to a word file or email and then save it on your computer that way.
if you can print it to a pdf file then you can save it on your pc. otherwise you will need to print a hard copy.
Really, sure i do
I always do both

I paid for one month last month on the 12th, and it's supposed to charge my card again on today the 13th.. is there anyway I could cancel it before the pending stops? I do not wish to play another month too busy! Could I "Cancel Supscription"? Or does that mean cancelling my account all together because I don't want to do that, just to stop the payment for this month. Please help!
Call Blizzard's customer service. They'll help you out.
I doubt they would let you flip it on and off like a light switch. You would have to go through the membership process all over again and probably lose any experience points thus collected. Good luck to you!

Please help me and let me know how can I view my Credit Card Statement of Standard Chartered Bank? I had received this card yesterday
You should be able to view it online, but you may have to register first. If not they will send out a paper statement monthly to you.
Easily