Go over some key scenarios. For example, think of a challenge you had to overcome, a time when you applied leadership and a time when you mismanaged a situation and how you dealt with it afterward. And be sure to have an answer to the "Why do you want to work here" question - then research the position and the company and come up with a few questions of your own at the end to show interest. And whatever you do, do NOT ask about salary unless it had been discussed by the interviewer.

For more info, Yahoo has some really good articles - you should definitely search "common interview questions" and practice. Remember to think of some key scenarios!
First of all First finish your breakfast. Go by correct time. Give a sentiment answer for an interviewer. Talk Softly and Have a Smiling face. Suppose U can not able to answer a some question. Dont get irritate. Smile softly and say "I DONT KNOW". First of all dont get over make up. Make a Make up simply. Use a light colour Shirt and Tuk in properly. Use shoes in leg. Keep your Mobile Switched Off. Then after Remember the date of interview day and date properly. Some time they asks what is the date today or day today also. Read some English Papers. Especially Read "The Economic Times". Which will be useful for U. Dont get fear. Be bold and strong. Have a Good Luck. U will win in Interview.. Mail me after your SUCCESS ( Interview ) @ balaji85in@yahoo.co.in Hope U will do success.
Good for you!

Get a good night's rest and eat a good breakfast. Bathe and wear cleanly pressed clothes. Comb your hair and have clean fingernails. Tuck in your shirt and don't wear baggy pants. Be at least five minutes early for the interview. Have a firm handshake and smile. Answer questions honestly (it's OK to say "I don't know.") and be prepared to ask a few of your own, such as Best Buy's policy concerning promotion from within, etc. Don't ask questions about when you get a break/lunch, etc.

Have confidence in yourself and your abilities and you'll do fine!

I want to save money, with a higher interest rate than my savings account. However, I am willing to save this money for about 6 months before needing to touch it. How can I find the best options, given today's economy, to do this? I want to use this money as my emergency fund, budgeting my entire paycheck, to plan accordingly six months from now.
There is a relationship between risk and reward. The higher the interest rate, the higher the risk. If you go into an investment which has a higher rate of return, you risk loss of some of your principle.

I suggest that you get a CD at a bank.
Unfortunately,it is not possible.
Most deposit savings require at least $1,000.00 min.just to start and then you need to be sure that the fees do not eat up the interest you earn.
A regular savings account will accomplish the same thing and you can access the money when you need it.
Plus you can keep contributing to your savings account and then open a Certificate of Deposit account when you have more money.
You can get a 6-month CD. ING Direct always has good rates.

I recently was denied a credit because of "Few revolving accounts opened long enough to establish credit history." I do not and WILL not apply or own a credit card. What is the easiest way(s) to improve my credit without a credit card? Best answer will be given to the person with the best references.
This is a difficult question to answer. It's kind of like asking how to win a game without playing.

It's very difficult for anybody to generically determine what may help or hurt your credit because it's totally based on your own history with credit. You don't have credit cards, but do you have other debt? (a car loan, an installment loan, student loans, etc.)

ManageMyScore can help here. ManageMyScore.com will start with your credit report and enable you to see the impact of anything you might try to do (open new accounts, pay off other debt, close accounts, etc). This will enable you to determine the best course of action based on your goals for your credit score. And it’s truly personalized to YOUR credit situation, which will have much different drivers than someone else’s.

The online service is under $30, and discount code “Yahoo113025D” will take 25% off until November 30. That’s probably the best place to start and will get you the most accurate information, rather than the conjecture from a lot of individuals who can only speak from the experience on THEIR OWN credit profiles.
Sadly, you need to use credit to build credit, like the others said. In 2000 my mother passed away, I sold her house and used some of the money to pay off everything I owed, I was completely debt free. Since then I have paid cash or out of my checking account for everything, I never used credit cards because I didn't need to. Imagine my suprise about a month ago when I ran my credit report because I want to buy a car, I only have a 581! I have nothing late, nothing discharged, nothing owed and my credit is horrible because I haven't used any credit for 9 years. I wish I had known it before now. I will now be using credit cards to rebuild my credit and keep driving the car I bought brand new without a loan 8 years ago.
Seriously, you are going to have to use atleast one credit card to keep your current credit rating and keep from losing what credit you already have.
If you don't want a big balance just get a limit of $200 and use it for groceries or gas.
Get an installment loan - auto, "personal loan", etc. The irony is that you can't "build credit" unless you borrow money.

There is nothing intrinsically wrong with credit cards - it is people's misuse of them that gets them in trouble.
I achieved 800 plus scores with 2 credit cards only.
I used one for gas, and one for food.
I paid in full each month, never paying interest.
In a couple of years I had perfect credit scores.
Never any fees, but I got about $500 cash back in rewards.

Use credit cards wisely - don't let them use you.
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With that issue the best thing that I can advice you is to consult a financial expert as they may help you find way. Unless we have a financial expert here, that is the sure way to solve your problem.
Сredit repair workеd fine to fix my credit. They disputed and removed lots of bad items from my credit report. I used this service - creditreport.imess.net

I didn't find bankrate.com to be that useful in local rates; it just showed a few banks and none of them had above average banks.

I'd like to find an online source for it too. I asked one of my banks if they had their rates online, and they said no, because it changed too often.

I have learned from experience that certain banks in my area tend to run CD specials much more often than others. I have also noticed that on Sundays, some banks will put an ad w/ their special rate in the paper.

So I'm afraid you'll just have to make some phone calls. Choose some smaller, more independent banks and call them first.
bankrate.com

I'm a full time 10th grader with a 2008 Ford F-150 four door and i really need extra money to pay for gas. What would be the best job for me. P.S. I don't want to work at a fast food restaurant
here are some jobs that hire 16 and up
Bed Bath & Beyond
JCPenney
Micheals
Chuck E Cheese
Staples
Sears
Jamba Juice
Coldstone
Baskin Robbins
Old Navy
Regal Movie Theaters
Due to ure age you would be best at a shop or a market
which pays around $25000

I am 19 years old with no established credit. I will be using the credit card mainly for groceries, gas, clothing, and occasional online purchases.I am not concerned about the interest rates because I will be paying my bills on time. I would like to know what credit card has the best benefits for my lifestyle.

The best I've found so far is the Discover Student Card. It has 5% Cashback on popular purchases (travel, home, apparel, gas, restaurants, movies, and more) and 1% Cashback on all other categories. It also has 5% to 20% Cashback through their exclusive online shopping site, which I'm not really sure how that works yet.
since this is your first card, i would not go with Discover card only because they are not accepted everywhere like Mastercard or VISA cards are. try looking for "college student" cards (assuming you're a college student) because they're usually easier to get and those with no annual fees. Also sounds like because you will be using your card for groceries, gas and such, perhaps you should apply for the cashback cards that offer you "double cashback" for those categories. Check out Citibank's platinum cashback card or CapitalOne's via their Card Lab.

also, if you want to learn more about how Discover card's rewards work, read this review. http://www.askmrcreditcard.com/discoverplatinumcard.html It really discouraged me from applying for the card, that's for sure. Sounds very complicated and time consuming.

you can also go to www.creditcards.com or www.cardratings.com to compare all of the different cards out there and pick the one that is right for your lifestyle and rewards you the best for your everyday common purchases.
SOUNDS GREAT!!! Discover is not accepted everywhere like VISA, but the places you are planning to go look like places that Discover will be accepted. Just use your checking account when discover is not accepted.
Call every 6 months to get a lower interest rate and call every 6 months to get a higher credit limit.
Also in the future, consider an AMEX Blue. This card is great, it gives you 90day accidental damage(for free) on most items you buy. It also gives you a free (1yr warranty) on top of manufactures warranty for most purchases. This card has an awesome rewards program. It has no annual fee and u can pay over time …. many many more features. IT's not a credit card to get for someone building credit. BUT get this card after 2years of good credit history. Master card has some good benefits too.
NONE! but if you HAVE to have ONE, just get a Master Card or Visa. To keep your credit up. BECAUSE you can use those two anywhere. Keep them for emergencies. Don't use it unless you have to. Those store credit cards like Target, Sears, stay away from them because of the INTEREST!. Just get a Master Card or Visa. (They will have enough interest for you) Credit cards changes didnt' help the consumers. It just gave the other credit card companies new way to still get their money. They figured away around that.
I agree with your analysis. At CreditGumbo.com, we have done a lot of investigation and like the Discover Student Card.

I'm 18 as of today. I went online to B.O.A and created a checking account. . .
It will be like any other checking account.
How can I build credit? What are other ways besides checking accounts that help build credit?

I want to get a contract phone. The phone I have right now is prepaid and not to mention a P.O.S. Since I don't have any credit, it would be required for me to pay $200-300 for a down payment on the contract phone… and I just don't have it…
opening up a checking card is good but to build credit you need to get a line of credit: credit card, car loans, etc.

Now a days it is harder to get a credit card so your best bet is to go to B of A and ask for a secured credit card and make sure that you dont spend more than 35% of your credit limit that they give you. Make sure that you pay it off every month and you are never late. If you can't pay off 100%, make sure you pay minimum 10% or higher. This takes time but you are still young… You continue to do this, you will have a great credit score and great credit history.

In the future you need to buy a home, you will need to show 4 lines of credit so make sure you have that.

ie: 1 car loan, 3 credit cards. Even if you dont use 2 of the credit cards, dont close them. Keep it. The one that you use, every year, ask for a credit limit increase. The hire you get to, the better it will be for you to purchase bigger things like a home.

Good Luck and be responsible!
Checking accounts do not build credit

Loans, credit cards and mortgages build credit.

If you do not have $200 to $300 for a down payment on a contract phone, you will not be getting it unless your parents cosign for you or get the contract in their name. Simple as that.

If you are a student you can try to get a student credit card, but most likely, you are going to have to settle for a secured credit card to start building a credit profile. That means you need at least a couple hundred to put in a savings account that will be your limit and collateral on the secured card.
Checking accounts do not build credit.

Your credit is built only by things that involve you owing money or being allowed to borrow money. Examples include credit cards, car loans, home loans, etc. If you have no credit, then you will not be able to obtain a loan. The only way for you to build credit is probably to deposit money at a bank that offers "secured" credit cards to depositors who have no credit, obtain a "secured" credit card from that bank, and be sure to make all required payments on that card on time. This will build your credit so that you can obtain regular (unsecured) cards or cell phone contracts (without deposits) later.
opening a chequing account doesn't help build credit because chequing / saving accounts are not credit products. and since they're not they don't do nothing.

however, it helps the bank determine your credibility when you have open chequing or savings account with them. Indicating you want a long-term banking relationship with them. generally they more likely to open a credit account with the individual when he has an open chequing account or something of that sort as compared to an individual that has no chequing account whatsoever.

start out with a credit card with any bank you want…capital one or whichever. pay it regularly, even if monthly payments and keep doing that for a long period of time. generally a score is generated in next 6 months to 1 year with that open credit card account.
A good way to build credit is to get a credit card. You will need someone with good credit to co-sign on the credit card. Be very careful with this card. You must keep track of your income and your credit card expenses so that you can pay off the balance in full when it comes due.

You do not want to get into the habit of just making the minimum payment every month. If you do that, you will have to pay interest. Once the minimum payment gets to be really high, you will be forced to make that minimum payment or your credit score will take a major hit.
First of all cell phone companies and bank accounts do not show on credit reports.

Second I must agree with the previous poster get a credit card, use the card to buy every day things, never exceed 30% of your credit limit in any given month and pay it off in full before the due date.
You build credit buy borrowing (car loan, credit cards) and then paying on time all the time. This is the only way to build credit. Put the cell phone on the credit card and pay like $50 a month on it.
happy birthdayyy!!!

When you are trying to build credit -

1. does it matter if you spend $2 on your credit card versus $500? (assuming we pay 100% of the balance every month)

2. We heard that to build credit it is best not to pay 100% of your credit card every month but pay off 90% one month, 80% another, 100% etc. etc. is this true?

1. Assuming we spend less than 25% of our credit limit.
2. Assuming we are responsible and will always pay monthly.
3. Assuming we have excellent credit but lacking credit history.

Thanks in advance.
1. No it doe's not matter as long as you pay the entire balance before it's due.

2. Score wise it makes no difference so why pay interest if you don't have to?

I use 3 cards for just about everything I buy every month and always pay them off in full before the due dates. I have done this for the last 2-3 years never paid a penny in interest or fees and actually made several hundred dollars in cash back rewards while raising my credit scores over 150-points.

Sorry but I must disagree with Zack on number 5. Your total debt to total credit ratio makes up a full 30% of your credit score so the higher your total credit line is and the lower your total debt is will raise your score not lower it. Ans as long as you have a good payment history it will not count against you when you apply for loans.
no it does not matter if you spent $2 or $500. because amount used is irrelevant, it's the fact that you're prompt with your payments. that's what helps.

2. they say if you pay in full it's not as helpful as if you break it up and pay it off in chunks. well you pay in full to avoid interest charges that accumulate rather fast. but you can do it in a fashion in which you pay in full in some months and in other months you just pay like 50% or 70% just to alternate.

as long as you're below the 30% threshold, pay regulary (even if just minimum), and if you do these 2 steps then over a period of 2-3 you'll have solid credit.

God bless
1. No. However, the amount that you owe on the card as a percentage of your limit does matter. Therefore, it would be very slightly better to spend less, and worse to spend (and owe) more.
2. No. It is not true. Paying 100% will not hurt your credit.
credit card debt answers
http://ar.answers.yahoo.com/question/ind…
Here's some advice if you are trying to build good credit:

1. Always pay your bills. If you can't pay off the full balance, at least pay the minimum payment.

2. Limit your spending so that you are able to pay off the balance in full.

3. Occasionally leave a balance. Your idea ("pay off 90% one month…") is correct. If you pay off your balance in full every month, your credit score will not be as high as if you occasionally carry a balance.

4. Don't get in a habit of not paying off your debt in full every month. Occasionally floating a balance is ok. Floating a balance every month can lead to bad spending habits.

5. Don't ask the credit card company to raise your maximum credit allowance too high. The total amount of credit available to you (from all of your cards and lines of credit) is a negative factor on your credit score. Therefore, if you have 4 cards with a $5000 limit on each of the cards, it will hurt you when you apply for a car loan, a home loan, or any other type of loan.

6. Don't have more than 3 credit cards. The more cards you have, the easier it is to fall into debt. Also, it makes it easier to keep track of your cards if you only have a few.

I bought a modem for my internet and i opened it and all,I was wodering if i could return it even though i opened it.

Is there like a 30 day clause on returning items?
You can see that in their instruction itself.It will be clearly noticed .
Their return policy is CLEARLY spelled out on your receipt.

Can be online or shop-based estate agents where is a good place to start looking?
Temperary lets is what im ideally looking for.

Thanks for replies
best just to do a google search. type in 'flats to rent in bristol' and search through the results. several bristol property agents will come up that may provide what your looking for.