Where do I get my contract forms? How do I found out what my states requirements are as far as licenses are concerned? What kind of insurance do I need?
VERY Hard to do without proper knowledge YOUR going to fail ! BELIEVE me i tried already and lost $

Hi everyone,

I am a professional IT manager who is looking into changing career so I don't end up like so many great IT managers that just because they are old and a younger person with less salary can do the job, they are almost out of job or have a job but got salary cut. Trust me I have seen a lot of these cases around me so I was thinking to go back to school to practice law and make good money no matter how old I get, I'd still have a good job and a good salary. now … can someone tell me which one I would make more money? Family Law ( I live in L.A by the way) or Intellectual Property?
I heard the school I choose to go to matters for the Intellectual Property practice. I can't leave L.A so what are my options?
I really need to know what is the minimum salary when I start my law career too cause I am walking away from a very good salary in IT mgmt so I need to make sure I think through this big change before doing anything. Much appreciated!
As a former Director of IT who used to make 6 figure salary in the 1990's before I just HAD to go to law school, my advice to is stop before you make the biggest financial error in your life. Please ignore the media myth that all lawyers make big money, it is a lie. The reality is that the average attorney salary is in the low 40,000.

Yes some lawyers make more — those who go right from the top tier college, to the top tier law school (Harvard, Yale), get top grades, are on law review, and are well connected (maybe mommy or daddy is in politics or has their own law firm). The rest of us, the 98%, scramble for a few 18 hour a day, 7 day a week, low pay, burn out jobs.

Do some research. Law firms are laying off right now. Many of the big firms have already announced that there will be zero hiring of new grads in 2010 and 2011. Those who graduated this year, with their $100,000 student loans, are having problems getting any job, let alone one in a law firm. The profession is full and has been since the early 1990s when I graduated. The only openings are when people burn out, or go to another profession. Plus every law school is sending out more and more people every year.

You will not make good money, even if you can get a job. Because of the glut of lawyers out there and few jobs the employers are able to pay what they want. For example it is no unusual for an employer to "take on" a legal association for zero salary - yes that is no pay — just to see how they work out. Illegal you say, well that is no problem to a group of lawyers.

Discrimination, as an IT person for years I never once encountered any age or sex discrimination. As a lawyer, especially an older female, it is rampant. It sucks to go to work and have to put up with the sexual comments, getting a lower salary than the male attorneys, and even hearing comments from the judges. It is a fight. I had one job where I was put at the reception desk to answer phones plus handle 28 active cases, while the men all got offices and were routinely assigned only 5 cases.

Finally if you want to get into intellectual property you will need to take additional courses beyond what law school provides. You will then need to sit for an additional bar exam. Intellectual property lawyers can make more money. Family law is great if you like seeing people use their kids as pawns. Family law has the highest amount of clients who report their attorneys. That is the client complains and the attorney may lose their licsence to practice law. Family law attorneys are also some of the lowest paid because the family is breaking up and no one has money.

Let me suggest that you go for an MBA in IT. Yes, I do understand about how IT is being destroyed by out sourcing, many of my clients are victims. But law is not the answer. Law is not a place to look for any financial security. I have been in this business since 1993, have my own firm, have a good reputation, usually busy, I have yet to get back to that IT salary.

Hey
I live in Europe and pay with euro
I´m interested in, how much do you pay in average for a T-shirt ? (no brand)
I like 15 euros.
And for the youngeren among us: how much pocket money do you get ?
3 plain white tee-shirts $9.99 plus 8.75% ($10.86 total) sales tax In stores in California, USA

They are cheaper in the fleamarkets, but I dont know by how much
10 Euros in Department Store. Plain Color or with Motive

As the end of the year draws near, I have started thinking again about tax time. My fiance and I are going to closing on our first house any day now. We have completely nixed the idea of a "real" wedding, deciding instead to have a small ceremony at the new house next year. My question is, should we go ahead and just get married, before the end of the year, so that we can file as married? I make about 1/3 the income that my fiance does, and I have read that the larger the gap between incomes, the better. What I don't understand is how or why. Any advice appreciated! Thanks!
If your incomes are similar and you have no children now it's usually a wash either way.

When your incomes are lopsided there may be some modest tax advantage to getting married. For example, if you make $25k and he makes $75k:

Single:

You: $1,930
Him: $12,600
Total: $14,530

Married:

Joint: $12,700

If you both made $50,000 per year:

Single:

You: $6,350
Him: $6,350
Total: $12,700

Married:

Joint: $12,700

These are raw numbers net of any credits and using the standard deduction in all cases. As you can see, if your incomes are the same there's no difference in total tax liability but if there is a lopsided difference in incomes, getting married and filing jointly can save a few dollars. The reason for this is because of the way that the tax tables are arranged. At most typical income levels the tables for MFJ are exactly double what they are for Single. If your incomes vary widely, getting married will tend to pull the higher wage down a bracket and level things out.
You're welcome. TFTP.

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The reason is that the maximum amount that a married couple can make without being subject to high tax rates is higher than the maximum amount that a married couple can make without being subject to high tax rates. For example, if a single person can make up to 2/3 of your finance's income and pay only 15% in tax, then a married couple can make up twice that amount (1 and 1/3 of your finance's income) and pay only 15%, so the total tax if you marry will be only 15%. However, in this example, your fiance's income in excess of the amount that is taxed at 15% (in other words, your fiance's income minus an amount previously stated to be 2/3 of your fiance's income) would be subject to 25% tax if your fiance remains single.

If there is any possibility that you or your fiance will decide next year that you do not want to be married to each other, then do not marry now. Wait until you are sure. The cost of divorce exceeds the tax benefit of marriage. Only marry now if you know that you will be marrying eventually.
you should not let outside issues ie. taxes etc. determine the date of your marriage
it is too important an event to be influenced by anything but your true feelings

i am a 19 year old guy, i am attending a community college and trying to transfer to a four year university, by the way i live close to Los Angeles. My current major is Criminal Justice, i want to enter the Law Enforcement field. lately i have been thinking about how unpredictable life is, and decided to double major in criminal justice and auto collision repair.I almost complete my general ed requirements and all i would need are an extra 27 units. the body shop tech will be either a back up career or a part time job, like work on weekends when i am not working for the department.

i was wondering if getting a auto-collision repair A.A. degree is worth it, and if it is a good career either as a main one or as a back up one.

thanks for reading and leaving either advice, suggestions, or tips of any-kind
Cars will always be crashing right, great back up job, side jobs, and as a pt job, although I would think companies would hire full time guys, call a few shops and ask out of curiousity do they hire pt help or not, to get a pulse.
Nothing wrong with auto collision repair, but keep in mind that it's not exactly full of advancement opportunities. While it requires some specialized training, entry barrier is not that high, and most cars nowadays you pretty much get replacement panels and whatnot, and just repaint it, and prices are standardized through use of Mitchell and other estimators, and insurance industry have pretty much unified in using the same prices for the same repairs, and no corners to cut either.

So it's fine as a job, just not one that'll make you rich.
I think you could succeed at this job full time or part time, especially if you lived in the Midwest. There are plenty of car collisions with deer on the highways. You would have work as long as there were a plentiful deer population.
It's an excellent way to make a living…people will always have accidents.
Auto collision is an excellent field to get into, especially if you are a detail person and a bit artistic. There are still people out there that spend phenomenal amounts of money on body modifications, air brushing, detailing, etc. You can make far more money in this industry over CJ. My son wanted to major in collision. We went to an excellent school in Indiana, a one year program (it's all shop and hands-on, no academics). Lincoln Tech is best in the nation, btw. You would not believe what th industries have come up with as far as supplies for shops. Paints are going to a water base, and are much easier to blend and work with - no visible over-lay on the patch work, no over-spray, no emissions, etc. The custom jobs bring in thousands of dollars per job - something you won't get in the CJ field.

So I have been looking at this condo but instead of purchasing it is listed as an assumption of the mortgage. I've been trying to do some research but It's all a little too technical and I'm not one hundred percent sure exactly how this is going to work. But from what I understand we will have to pay the difference of what is left owing and the full owing amount. So in a effect we would then be holding the entire mortgage balance. Will we have to pay any equity that has procured over the time the homeowner has had the mortgage? Is this a good choice for us in this market? and what sort of things should we be finding out from the owner?

As a note this is Ontario, Canada
Here's how it works.

The way it stands now, Joe (the seller) owns a house. Joe has a $200,000 mortgage. Per the terms of the mortgage, Joe must pay $1500 per month.

When you "assume:" You own the house. You have the $200,000 mortgage. Per the terms of the mortgage, You must pay $1500 per month.

You'll see that if the home is only worth $150,000, assuming the mortgage is a bad deal.

"Assuming" is exactly that. You are "assuming" the obligations & duties of the seller.
You are way over your head. If it is too technical and you don't understand, then you need help.
Please get an experienced real estate attorney or Realtor to assist you with this.
Buying a home with any form of financing is a very large investment, maybe the biggest investment you will ever make.
If you assume a mortgage first of all the lender has to approve it. You will pay the difference between the balance of the mortgage and the purchase price of the house as a down payment either as cash or partially financed. Then you are responsible for whatever is owing on the mortgage.

Laramie distribution markets CDs of numerous performing artists. At the beginning of March , Laramie had in beginning inventory 2,500 CDs with a unit cost of $7. During March Laramie made the following purchase of CDs

March 5 2,000 @ $8
March 13 5,500 @ $9
March 21 4,000 @ $10
March 26 2,000 @ $11

During March 13,000 units were sold, Laramie use a periodic inventory system.

What I have sofar is the following, but I don't know how to continue, please help

March 1 Beginning inventory 2500 7 17,500
5 Purchase 2000 8 16,000
13 Purchase 5500 9 49,500
21 Purchase 4000 10 40,000
26 Purchase 2000 11 22,000
Total 16000 145,000
FIFO
Sold 13,000 units
That takes out the original 2,500 units in starting inventory
That takes out the 2,000 units purchased on March 5
That takes out the 5,500 units purchased on March 13
That takes out 3,000 of the 4,000 units purchased on March 21

Ending inventory is (1,000 @ $10) (2,000 @ $11) = $32,000
——————————–
LIFO
Sold 13,000 units
That takes out the 2,000 units purchased on March 26
That takes out the 4,000 units purchased on March 21
That takes out the 5,500 units purchased on March 13
That takes out 1,500 of the 2,000 units purchased on March 5

Ending inventory is (500 @ $8) (2,500 @ $7) = $21,500

Hi everyone. I'm a single parent to 2 young children, 2yrs old and 4 months old. I'm desperate to get back to work, but everytime i go to them interview things at the job centre to work out how much better off i am it doesnt work out im better off!!! I'm just wanting some advice really, i'm in a private rented house, 3 bedroom, 575 PCM, i get 460 every 4 weeks paid for by housing benefit, and i get Child benefit 33 PW, Child tax credits 107 PW, and income support £50 PW. Child care costs are costing a fortune ive noticed, and think they're about 150PW PLUS? I'm also wanting to go back full time, getting approx £6PH. Any questions you need to know pls say and i will add more info asap. Thanks, appreciate your help xx
If I was in your position I would go back to college instead. Think long-term.

I am a young person with no knowledge of real estate. I started becoming very interested in real estate investing. I have the potential with my job to save up 40,000 in 6 months in the summer to invest. I have been reading books like robert g allen's "creating wealth", william nickerson's "how i turned 1,000 into five million in real estate", and books of that sort. I have heard mixed messages of such ideas, but i am very motivated to succeed in real estate and am not so much focused on a certain author or mentor, but the ideas the teach. Has anyone had success in such teachings or in real estate investing and have any advice for me. where should i start?
welcome to the oddest world of business there is; and you may know that the US and
the world of real estate are at odds with each other–for numerous reasons.

I have read all those books and more. I was just an investor then and I rose to
broker [age] 10 yrs later.

I will tutor you for free.

Your military parent has a state of residence even though he or she is overseas. All US military have a state of residence to which they have to file a state tax return, unless the state doesn't have a state income tax. Doesn't matter when the last time they were there.

If you have a car registered in one of the states, you will have to pay any necessary taxes required by that state. You can't claim a military exemption in the few states that have them because you aren't in the military.
So, where to you hang your hat at night?

If you are a US citizen or resident and are within the physical boundaries of the USA, you are a resident of a state, whether you like it or not.

Even if you are in a mobile career such as a trucker and spend most of your time on the road, you do have a home that you return to periodically and that is your legal residence, even if it's just a UPS Store mail drop to pick up your mail.

The fact that you own a car that's registered and titled in a specific state establishes a tie to that state and not only do you have to pay the personal property taxes on the car in that state, you have to pay that state's income taxes as well.
Dear P: Is your name Houdini?

If you own a car you must drive and if you drive you must have a drivers license. Those two facts are against you in being homeless (state less). Do you have any money?(own a car) Any bank accounts? Seems as if you have access to a computer, where?

Just as I am not buying the no home state bit. The IRS and state dept of revenue won't buy it either. Federal taxes are a given, but the state taxes could be avoided if you move to a state without an income tax–oh that's right you don't live in a state.

This advice was prepared based on our understanding of the tax law in effect at the time it was written as it applies to the facts that you provided. Click on my profile to read more. Errol Quinn Enrolled Agent
of course you will pay the tax and registration in the state you are registering the car
and there is no such thing as not a resident of any state, unless you are working overseas
your 'tax home' is where you work, and if you are an itinerant worker, where you work from, get your instructions, and get your pay from is your 'tax home', especially if you have no permanent residence
Let's put it this way, if you do not currently have a home (and say, live in hotels), the IRS is going to assign you a tax home based on your income *or* the last state you were domiciled in.

You cannot be stateless.