Im currently unemployed
Full time college student
and want to apply for credit to purchase a lap top.
Having worked in computer sales for many years, the only way we give credit or create payment plans is if the customer has a continuing and regular source of income. As a business it is unlikely that they will offer credit. However, I have sold many computers to students via a loan or scholarship from the schools and colleges themselves. It would be well worth speaking to financial liason officers or equivilants at your school.