I just recieved my credit card from 1st financial bank usa. I called and activated it. But i want to go to walmart on Wednesday. Do i need a pin number (like you need with a debit card). Or do i just slide my card and it accepts. I'm not really planning on using an atm machine to get cash.
if you hit the key on the screen that says "credit" rather than "debit" then you don't need a pin, you just need to sign the slip.
You only need a pin if you use an atm (watch out for those enormous charges!) or it you accidentally hit the "debit" key, instead of "credit" (which makes the checkout terminal into a semi-atm, which is why you need the pin).
If using a credit card to make a purchase, PIN is not at all needed. A signature will be required. Sometimes under $50.00 merchant - like Walmart won't even need a signature. Always keep your receipts and match them with the transactions on your statement. PIN is only needed if you are taking a cash advance - usually done at any bank or ATM machines
Take care of your credit and your credit will take care of you.
With your financial knowledge, cut it up and throw it away.
It is not something to be taken lightly, and you don't seem to have the knowledge yet to use it without ruining your life.
After you get some more financial education then call up the bank and get the card replaced.
destroy it..havent you seen what they do to people..look what theve done to america..debt.debt..debt..and dont say youll just buy small stuff or youll make the monthly payments cause that will work for the first 90 days and than your screwed..credit score ruined.. pay cash..good luck..dont say you werent warned..
You don't use a pin with credit cards, you just swipe and sign *but* my suggestion is - if you don't know how to use a credit card, DON'T.
Sounds to me like you're taking your first step into a life of credit card debt.
If you activated it, all you need to do is swipe the card when you pay at the register, and have the cashier run as a credit card, not a debit, so you do not have to enter a PIN.
When you called to activate it they would have given you a pin. If they didn't then all you have to do is swipe it when you pay.
To use the credit card all you have to do is slide the card through the machine (you don't need a PIN number, although some places ask for your zip code).
You just have to swipe it. You won't be able to get cash from it, but you can use it to purchase goods and services.
No, you do not need a PIN to use a credit card to pay for a purchase at Wal-Mart.
You will need a PIN #
They'll probably send it to you in the mail.
It will ask you if it's a credit or debit… choose credit if you don't want to be asked for a pin