dont really need one , just want to keep atleast one or 2 credit cards for emergencies? I usually just wait and buy things straight out , with my own money. is a credit card a bad idea
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you definitely wont be in debt if you keep just for emergencies as you said! just make sure you pay off bills when they come, and you'll be fine and dont purchase things if you know you cant pay the entire amount off by the end of the month… that is whats wrong with people , they get credit cards max them out then go in debt. ur only in debt if you use the card irresponsibly…and use more than they can pay back. no matter how much u charge to your card make sure you will be able to pay it off in no more than 2 payments and make sure you know you have the $$ to pay it back dont go check by check . because with the economy anything can happen.. just be smart about what you buy….. its the people that abuse credit cards and have to spend $ if they have it and dont know how to manage money that go in debt
You should have 3 credit cards at least. They help your credit rating should you want a loan for a home/car etc. You can pay them off monthly and not pay any interest. Pick ones with no annual fee. I find them more convenient than carrying a lot of cash. Also some have perks like cash back. Also, some store ones will save you money as they many offer % off purchases at times. One of the ones I have from a store also has cash back but you need to spend it in that store. As long as you can be disciplined to pay off the balance each month, I see no down side to credit cards.
You will be in debt silly..

its a bad thing.. if you cant afford something then save up for it with your own money

cant you see people across the world are struggling with credit card debt
One with a lot of money on it.